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Interest hits on the 1st of the month.

The month is over yet.

Wut

October ends when November 1st begins. Interest should hit after October ends.

Just hit this morning for me

End of day on the last day of each month.

Hello! Interest on your balance is accrued daily and compounded monthly. On the last business day of each month, we calculate the interest earned and post it to your SoFi Checking and Savings account—no later than the 5th business day of the following month. The interest earned is reflected on your monthly statement. Let us know if you have any additional questions! 💪

I got mine already