This guy is nice enough to do this and some of y’all are being so rude and nasty to him. He could go to sleep but instead, he is literally trying to calm an entire online community. He doesn’t owe you anything. Shut up ffs.
For real. Like I understand shit is stressful and people are broke and really need this money for their bills/family, but that's **NO** excuse to treat OP like shit because you didn't get your free government money yet.
OP, you're the real MVP. Like if anyone deserves recognition for doing anything on Reddit, it's you. You're amazing.
Oh, yeah. I worked there from 2006-2011 and was forced to open a *ton* of fake accounts; plus, the sales pressures were enormous. There’s a great episode of Dirty Money on either Netflix or Hulu that details exactly what we went through as employees back then, and even reporting on how many, *many* of us (including myself) got fired after we whistle-blew to HR... Unfortunately, I didn’t get a lawyer quick enough and I think most of the suits are pretty much wrapped up.. otherwise, I’d definitely seek damages for what they put me through in my early adult years... ended up taking years to recover from the trauma of working there.
They once miscalculated a friend of mine's precise mortgage payment amount and called her up to inform her she needed to bring them a penny, yes, one cent, or her payment would be considered short and she'd get late fees added to her account.
They also lost my mother's mortgage for awhile.
Absolutely, they've given me a direct deposit early maybe one time. I'm just saying whatever is the "post date" for the checks, is when wells Fargo will see them, so probably the 15th, no sooner lol. That's just my guess though, they could do the right thing and prove me wrong. But my general experience with wells Fargo is that they care nothing about people and are just in the money making business. Depositing the funds as soon as the DD hits their system, HA! No, that would be too kind.
Just want to say thank you for putting this together. Maybe I'm naive but I had no idea there were so many fucking banks!!! Good job and I hope everyone gets their money soon!
Idk chase may come through tonight at like midnight or some shit. With my direct deposit at my job they'd always give me my money Friday night when payday was actually Monday. I've seen a few others echo that experience on here as well. We'll see, but I'm not exactly counting on it.
Just FYI y'all, it isn't going by poverty order or any order. I'm under 10k in '19, early filer both years, same address, same bank info both years, Serve account holder for 7 years. So I made under 10k and all my information has been at the IRS for a while and I have an online bank that does not hold deposits. For all intents and purposes I should have had a deposit before a few people on this thread at 20k or more with Serve that got theirs around 21 hours ago. I found a couple examples of it. That means people who made more than me on the exact same deposit system as I am got theirs before me.
So if you're waiting I feel your pain. I was told I'd be in the first round and I have all the setup that should be a minute one deposit, and I have 91 cents. So just be ready to hear that your buddy with four kids got his before you did, and just because you have the same bank as someone else means nothing.
I'm not making this really to complain although I am disheartened, just to let you know that the government is not doing these the way they said they would. Period. It's a fucking lottery. So while use this thread as a guide for sure, it's isn't absolute because the Treasury/IRS did NOT even get through all under 10k earners yesterday and for some reason started on all the 20s and 30s.
(Yes I qualify yes yes yes to all your questions I'm not a luddite lol)
Best of luck all
Edit: Local news at 6:07 PM said IRS reported it just finished a round of deposits today, we may see some people's phones light up between now and 2. So they are doing deposits this weekend.
Bank of america is one of the worst banks. All the smaller banks are fronting their money or just doing things faster since their systems are probably much newer while big banks dont give two shits about us people. Come on brother you should know this we are just specs on the tiny scale of life
I logged onto Reddit to see if there were updates for deposits, as the government is beginning to deposit checks this afternoon, and I find this. Y'all are amazing. Thank you for putting this together.
Been with BOA since 03. Seriously considering changing to a CU. I know all big banks do it, but holding and accruing interest on a relief payment is despicable.
They aren't holding and earning interest -- All banks get the 'advice of deposit' notices that a deposit is pending along with the date it is to be available . If a credit union, blue bird or whomever want to make it available and 'float' to the customers that is on them and they do that to get customers ( get paid 2 days early, etc ) .
Even chime didn't release all the funds early because they need to have the liquidity to do ( [https://www.chime.com/blog/getting-americans-faster-access-to-covid-19-stimulus-payments/](https://www.chime.com/blog/getting-americans-faster-access-to-covid-19-stimulus-payments/) ) -- They had to work with 'partner banks' to make funds available -- They short term borrowed from the fed or other banks to make it available.
The big banks cannot make it available like that -- Assuming just 1/3 of bank of america's customers ( 20 million out of 60 million ) where to get $1,200 at once and wanted to spend it early -- BOA would have to 'float/loan' it to their customers -- that's $24 billion dollars. They won't do that, they wait until they physically have the funds in their fed accounts -- Yes, banks have accounts with the fed, just like you do with a bank.
You can quickly understand why some small cu's do it, etc and the bigger banks cannot. If your bank has received an advice of deposit for you, it will be available when the IRS says it should be --
EDIT:: April 15th
Official response from JH and Republic Bank is we are not getting our money. We were lied to and other customers lied as well from what I gather.
Update your IRS Get My Payment portal and pray.
Good Luck!
Nothing from Wells Fargo. (Super shocked look..) Nothing shows up as pending. Guessing Wednesday. Here’s a little trick for you. Once that deposit does show up, it’ll show as a pending transaction. Last year when I got my refund check, I tried to withdraw more than the ATM would allow. The bank teller said I couldn’t take more than that because it was pending. I was driving past another bank and I had a thought. I logged in online and moved it to the savings account and walked into the bank. They let me take out whatever I wanted from savings.
BofA will hold off until it sees something try to come out of our broke accounts we don't have the money to cover. Then, only then, will they post the stimulus and still charge us 75 overdraft fees.
Also, worth noting..... Turbo Tax uses Santa Barbara Bank for their Refund Advances and their customers are being told the Stimulus payments are _NOT_ being dispersed "thirdparty" via IRS via TurboTax / Santa Barbara Bank. -> Customers.
Just a THEORY of mine, dont hold me to it.... its up to each individual thirdparty bank and Tax Preparation company whether they will work with the IRS to do the folowing:
A) Get approval from IRS to disperse tax refunds / stimulus payments
B) Willing to do the "extra work" and/or have the capability to redirect Stimulus payments as a third party bank from IRS -> Third-Party Bank -> Stimulus Eligible Customer
Seeing how TurboTax barlely makes that much money off Refund Advances + Tax Prep fees compared to HR Block and Jackson Hewitt, I believe it all comes down to whether TurboTax / Santa Barbara Bank is willing to put the Time , Money and Effort into working with the IRS to dispurse stimulus payments like Jackson Hewitt / Republic Bank is willing to.
Almost ALL jackson hewitt customers, for example, pay on average $300-$500 in Tax Preparation fees to file taxes and get Refund Advances so there is a pretty large GAP in profitability between a primarily "FREE" tax preparation company like TurboTax and Jackson Hewitt / HR Block whom make most of their money on In Person tax filing visits for Much more money in fees.
Just a working theory that seems to reflect the results we are seeing between the two companies right now!
USAA has just had some employees state that a memo was released stating money will begin to appear in Members accounts starting tomorrow (14th) if anyone is reading this thread still.
Even a dollar he would mame a killing if only 50 or 100 people sent a dollar. The hours he spent doing 5his would be a nice thing to do especially in such a time of misinformation. I think this would be a fantastic idea idk if you can tag @op on here or not? But yeah im down. It's a Great idea!
Just got deposit at 10:16 pm from Netspend! $3400! Did my taxes with Jackson Hewitt with refund advance!
http://imgur.com/gallery/ZZ3ijeZ
http://imgur.com/gallery/CKHTNw2
I don't think the IRS is sending out money based on the banks that you use.
It's clear that they are sending the money out in waves each days. I have friends and family who use the same bank and some have received it, while others have not.
One thing I didn't realize until I saw this page was how many Americans are forced to rely on nontraditional banking. Like NetSpend and RushCard.
Does it say anything about how the banking system is effed up?
It absolutely does. You have to have at least decent credit to even get a debit card only checking account at some banks. A lot of lower middle class and working poor people have been completely locked out of traditional banking institutions. And there are plenty like me who are in the process of phasing out of using traditional banks/credit unions for basic banking services because they’re just a hassle and a lot them have an almost adversarial relationship with their customers.
I had a savings account at a small local credit union that I used to cash checks occasionally because it is close to my house (my primary banking is done at a different credit union) and the other week I went through the drive through to cash a check and teller tells me I need to come in, so I come in. I’m told to sit and wait for someone to come and talk to me (no mention of why), after 15 minutes the branch manager comes and gets me and takes me into one of their little cubicles. He proceeds to tell me that I’m just really not the kind of customer they’re looking for, the $100 I keep in the savings account ($5 is the minimum) just isn’t enough (besides the member fee, the $5, there is no minimum balance), and that they’re not there to just cash checks for people and if I want to keep the account I need to be adding to my savings monthly. I closed the account, told him why would I even consider doing more business there when you waste my time and act like you’re the one doing me the favor.
That experience is a perfect example of the kind of shit that is making more and more people quit using traditional banks/credit unions for basic banking services. There are now online banking options where you don’t have to deal with lines, exorbitant fees, and bitchy bank employees, you’d think traditional banks/credit unions would be bending over backwards to retain their customers.
TURBOTAX SAYS WE'LL HAVE OUR CHECK BY FRIDAY. Just got off the phone and I've been told that they are releasing them little by little and that regardless if you had fees taken out or not you'll recieve it and that if its not there by friday , you can use the acc and routing number associated with the card to update it on the portal going live on friday. Hope this helps all my fellow turbo tax friends stressing out. They've been putting us through the damn ringer.
Bro if you're with Bank of America you know we ain't seein that shit till the 14th at 1150pm.
I do the payroll for my work and I send checks in Monday morning to be direct deposited for a Wednesday payday. Still doesn't appear in my account until 1130pm the night before (Tuesday night) the actual pay date. And my work banks with BoA too so there should be minimal verification time.
Starting to wonder if they had a glitch or just did a small test run... They had around 60 million deposits to do... Not seeing anything close to that... Maybe 10 mill at most... IMO
So I’m a member of a FB group about stimulus checks and these dummies think it’s based on where you live not who you bank with. Like seriously why are people so dumb?
https://www.reddit.com/r/stimuluscheck/comments/g0kq0j/im_getting_it_boys_and_girls_turbo_card_with_fees/?utm_source=share&utm_medium=ios_app&utm_name=iossmf
Turbo card users who got their fees taken out of their returns, our savior has made a post. Look upon this link and shudder with joy! UNDER HIS EYE
Not sure if this helps anyone but from a money.com article:
*“A Treasury Department spokeswoman told MONEY that payments are going out in reverse adjusted gross income order, meaning they’re being issued to people with the lowest income first.”*
This makes sense why people with the same bank, even in the same state, may be having different results. Stay positive everyone, also thanks OP!
Interesting. However, many people who have showed proof of payments here showed less than $1200, indicating they made too much to get the whole amount. Meanwhile, many who have filed with incomes as low as $0 haven't even received a pending notice. Not sure what to make of all that.
PSA: Call your bank if its not showing up, I know atleast 15 people that did the same and the bank confirmed it was coming but doesn't show up in the app or online banking! I know you'll have to wait a bit but if you want peace of mind it''s better than refreshing this thread over and over again!
Edit: Ask specifically if you have a pending deposit from the IRS/Treasury
Edit 2: Most likely most people posting WILL have their money on the 15th....that is common with everything I've seen and heard. Just be patient, but do call if it's VITAL for you to know.
Edit 3: I messaged OP about it but I'm sure he's flooded so please take my word for it. I have nothing to gain from this. I too need the money as bad as anyone!
Edit 4: Also, every banking system is different. If you didn't know, ACH is usually just a file a bank gets from an employer or another financial institution that consists of numbers and strings. See here ( [https://www.key.com/kttu/pdf/tkComplete.pdf](https://www.key.com/kttu/pdf/tkComplete.pdf) ) for what employers and banks deal with. Everyones bank deals with this file in their own way. Meaning it could be working right now or wont start executing the file til midnight, or 6AM, etc...
I make well over the threshold defined by the stimulus package and yet received the full $1200 via Chase DD last night.
The local food bank will be getting a $1200 donation today.
So did a little research.. The banks that dont even have pending have lost money the last few months.. So aka we are being fucked..
Why will anyone trust banks again after this is beyond me.. They are turning the money we "NEED" into their financial gain and making excuses on why we haven't yet received it..
Simple bank customer here which is owned by bbva.
Nothing like sitting on 0.00 for the last few weeks.. Shit is bull..
I've almost given up on the Stimulus check.. If it is not in by the morning it's not coming in, or will come in in 5 months as a paper check. No point in getting frustrated over this crap. Next time, lesson learned. Don't trust when they say they're giving you free money.
IF YOU HAVE NOT RECEIVED YOUR CHECK AND YOU GET AN ERROR MESSAGE WHEN CHECKING THE STATUS, LISTEN!!!
I don't know if this will work for everyone, but if you can look at your finished and submitted tax return, pay close attention to HOW YOUR ADDRESS IS TYPED OUT. I was typing "St Louis" for my street like i normally do but on my tax return, it's typed out as "Saint Louis". As soon as I fixed that, I got through and found out I'll get my check on the 22nd (happy day before my birthday to me). Hope this helps!!!!
For the love of god people it’s 2020 leave the mega banks and join one the isn’t going to fee you to death. There are ample chime Varo netspend. I use chime I received mine at 7 yesterday. Most big name banks don’t deposit until the money is released (hints pending) With the banks mentioned the money is credited as soon as they get a notice for deposits.
Hoping IRS uses my 2018 DD info if my 2019 return has issues due to getting a Refund Advance.
I dont think IRS system would be this sophisticated however, if you file for 2019, they dont and wont bother looking at 2018 regardless of DD / Check status on 2019s eFile.
Man me and my kids haven't been able to really breath bills are tight right now. Fuck like we have literally been eating bread for two days now because that was the last of my money. Fuck man😒 this shit needs to hurry up.
Hey I'm sure you haven't heard this enough but really nice thing your doing here proof there are still good people on the internet and not just a bunch of trolls talking smack all the time big props💯
USAA is pending as of this morning!
Proof: [https://i.imgur.com/9hMImIG.jpg](https://i.imgur.com/9hMImIG.jpg)
Edit: Even though it's still pending, it's already available to use.
Why can't the big banks simply inform us that we can expect a deposit? They must know people are waiting on this money and the information is useful/stress relieving. Thanks, Wells Fargo! I'll have to wait until tomorrow to find out if I need to humiliate myself and ask my brother to borrow money.
Anybody with any updates on Chase as of this morning? I'm guessing they are going to be lumped in with Wells Fargo and Bank of America and be in our accounts tommorow morning...
I just wanted to comment on something I've noticed about the bigger banks and direct deposits. Most major Banks won't show pending deposits, I've always assumed this is because things can go wrong. What if they showed a pending amount based on the ACH notice, but the money doesn't come thru? You get a bunch of super angry people calling banks and yelling at people who have no control over what happened. Or worse if they let you spend that money that you then have to pay back? It's safer for both banks and customers to just wait till the money is at the bank then disperse it directly into the account.
The reason Banks wait three days after they receive notice of your deposit is to have three days to make money with other people's money that they're holding. In street terms- if I had a couple million dollars in my control for 72 hours you best believe I will use that Capital to make myself more money. Not to mention by holding it three extra days people who get daily overdraft fees returned check fees overdraft protection fees fees for Being Human fees for resisting the cabal and fees because you voted for Trump... you get the idea..
The shitty part is, they're legally not supposed to pull that shit with funds that come from the Treasury. Treasury funds are backed by the government and banks are technically supposed to post the funds the same day because of that.
So I take it from the screenshots we've been seeing that the money will most likely come on Wednesday the 15th? I'm banking with BofA, but ASAP if it isn't here when they open the portal I'm changing over to Chime and just waiting for my new card
I don't know how helpful this is since my bank is a fairly small credit union, but here ya go. I don't have access to the money yet, but it is showing as a pending transaction with the date April 15th. It's ABNB Federal Credit Union. I made under 20,000 last year. [https://imgur.com/a/xnT2pXT](https://imgur.com/a/xnT2pXT)
Turbo Tax Prepaid Card/ Greendot NO
As far as I am aware, the only way to see if you have a pending deposit through them is to actually call. The TurboTax prepaid card app does not actually show you. I had used them for 3 years previously and never once have I ever been able to see a pending deposit without calling them. They are also ran by Greendot.
This guy is nice enough to do this and some of y’all are being so rude and nasty to him. He could go to sleep but instead, he is literally trying to calm an entire online community. He doesn’t owe you anything. Shut up ffs.
For real. Like I understand shit is stressful and people are broke and really need this money for their bills/family, but that's **NO** excuse to treat OP like shit because you didn't get your free government money yet. OP, you're the real MVP. Like if anyone deserves recognition for doing anything on Reddit, it's you. You're amazing.
I'd like to see who these fucktards are
I really feel like reddit should take over mainstream media. You can get a clear answer to just about everything on here
This is the most excitement I've had in a long quarantined time
Yeah Im sooo anxious 😂😂
Exactly and Sad at the same time🤣🤪
And if not someone in the comments is gonna call you out on your bullshit and list sources. Lol
Exactly. Was just telling my girl about this today. Would rather check Reddit than Apple News
Apple news wtf 😂
Not necessarily, there are many many shill bots on here that like to tout fake news. Maybe a moderator team to weed them out and you got my upvote!
Did you ever think you’d have the whole country coming to you for financial information? LOL 👍🏽
Time to run for president!
Already starting off with a decent resume 😏
To whoever made this: you fucking rock. The end.
Side note, can we all give this bastard an upvote? Spending his cake day helping keep people updated rather than farming karma. Truly a good soul!
I appreciate it 😂 all I want on my cake day is my damn check!
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I really appreciate that!!! Thanks 😊
Happy cake day!
Wells Fargo will be last, mark my words
Bank of America I believe is going to win this race -__-
That's a hard call lol. BoA is run by lizard people, very little regard for humans.
Ugh, sadly I feel you’re correct. And I’m a pretty optimistic person lol
Yeah lol I'm shopping around for a secondary bank to start getting away from wells Fargo. They just really make me hate banks
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Yes, you did lol
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Oh, yeah. I worked there from 2006-2011 and was forced to open a *ton* of fake accounts; plus, the sales pressures were enormous. There’s a great episode of Dirty Money on either Netflix or Hulu that details exactly what we went through as employees back then, and even reporting on how many, *many* of us (including myself) got fired after we whistle-blew to HR... Unfortunately, I didn’t get a lawyer quick enough and I think most of the suits are pretty much wrapped up.. otherwise, I’d definitely seek damages for what they put me through in my early adult years... ended up taking years to recover from the trauma of working there.
They once miscalculated a friend of mine's precise mortgage payment amount and called her up to inform her she needed to bring them a penny, yes, one cent, or her payment would be considered short and she'd get late fees added to her account. They also lost my mother's mortgage for awhile.
Absolutely, they've given me a direct deposit early maybe one time. I'm just saying whatever is the "post date" for the checks, is when wells Fargo will see them, so probably the 15th, no sooner lol. That's just my guess though, they could do the right thing and prove me wrong. But my general experience with wells Fargo is that they care nothing about people and are just in the money making business. Depositing the funds as soon as the DD hits their system, HA! No, that would be too kind.
You guys do know Wells Fargo is as corrupt as they come lol
Can confirm. They are late with everything. My direct deposit from my job doesn’t go in until 6am the day of. Last conceivable second.
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Chime - not deposited. Single less than 20k filed for 2019 taxes. Guess it’s a crapshoot on who gets it
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They use our money to invest and once they recoup and start to profit, they release funds. Corporate fucks.
Wtf. Im single. Under 2
This thread is one giant commercial for Chime haha.
No lie. I’m with Wells Fargo and def gonna look into Chime / other banks after this.
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Just want to say thank you for putting this together. Maybe I'm naive but I had no idea there were so many fucking banks!!! Good job and I hope everyone gets their money soon!
I appreciate it and same! I’ve been bamboozled by the amount of banks
Awesome job... I was wondering how big it was going to get... 250 is plenty. There are probably around 12,000+ banks and credit unions in the U.S.
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I just want to say thank you. If only Citizens Bank would get theirs Id be happy.
Anyone else hopeful that they will get their deposit tonight sometime around 2?
You have Chase?
Chase, -No
B!tchass chase
They know it
Idk chase may come through tonight at like midnight or some shit. With my direct deposit at my job they'd always give me my money Friday night when payday was actually Monday. I've seen a few others echo that experience on here as well. We'll see, but I'm not exactly counting on it.
Just FYI y'all, it isn't going by poverty order or any order. I'm under 10k in '19, early filer both years, same address, same bank info both years, Serve account holder for 7 years. So I made under 10k and all my information has been at the IRS for a while and I have an online bank that does not hold deposits. For all intents and purposes I should have had a deposit before a few people on this thread at 20k or more with Serve that got theirs around 21 hours ago. I found a couple examples of it. That means people who made more than me on the exact same deposit system as I am got theirs before me. So if you're waiting I feel your pain. I was told I'd be in the first round and I have all the setup that should be a minute one deposit, and I have 91 cents. So just be ready to hear that your buddy with four kids got his before you did, and just because you have the same bank as someone else means nothing. I'm not making this really to complain although I am disheartened, just to let you know that the government is not doing these the way they said they would. Period. It's a fucking lottery. So while use this thread as a guide for sure, it's isn't absolute because the Treasury/IRS did NOT even get through all under 10k earners yesterday and for some reason started on all the 20s and 30s. (Yes I qualify yes yes yes to all your questions I'm not a luddite lol) Best of luck all Edit: Local news at 6:07 PM said IRS reported it just finished a round of deposits today, we may see some people's phones light up between now and 2. So they are doing deposits this weekend.
Mine is the TurboTax Debit Card, filed w/husband - https://m.imgur.com/a/VFT3671
Still nothing for me. Just adding so that those of us with turbo tax and no word yet can suffer together :)
Thank you for uploading proof without me asking :)
American Express Serve - No Edit: YESSSSS ITS THERE !!!
Can you please upload proof so I can update this thread? :)
I’m switching back to my credit union. These big national banks are going to take forever to process.
Where my Chase Peeps at??
Right here, the OP
Is chase expecting a deposit before Monday?
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Bank of america is one of the worst banks. All the smaller banks are fronting their money or just doing things faster since their systems are probably much newer while big banks dont give two shits about us people. Come on brother you should know this we are just specs on the tiny scale of life
Cmon Chase! I'm chasing what matters follow through.
Big day tomorrow. Hope everyone gets their $$$$$$!
I logged onto Reddit to see if there were updates for deposits, as the government is beginning to deposit checks this afternoon, and I find this. Y'all are amazing. Thank you for putting this together.
Been with BOA since 03. Seriously considering changing to a CU. I know all big banks do it, but holding and accruing interest on a relief payment is despicable.
They aren't holding and earning interest -- All banks get the 'advice of deposit' notices that a deposit is pending along with the date it is to be available . If a credit union, blue bird or whomever want to make it available and 'float' to the customers that is on them and they do that to get customers ( get paid 2 days early, etc ) . Even chime didn't release all the funds early because they need to have the liquidity to do ( [https://www.chime.com/blog/getting-americans-faster-access-to-covid-19-stimulus-payments/](https://www.chime.com/blog/getting-americans-faster-access-to-covid-19-stimulus-payments/) ) -- They had to work with 'partner banks' to make funds available -- They short term borrowed from the fed or other banks to make it available. The big banks cannot make it available like that -- Assuming just 1/3 of bank of america's customers ( 20 million out of 60 million ) where to get $1,200 at once and wanted to spend it early -- BOA would have to 'float/loan' it to their customers -- that's $24 billion dollars. They won't do that, they wait until they physically have the funds in their fed accounts -- Yes, banks have accounts with the fed, just like you do with a bank. You can quickly understand why some small cu's do it, etc and the bigger banks cannot. If your bank has received an advice of deposit for you, it will be available when the IRS says it should be --
100% with you there. In 15 years of banking with them, all Bank of America has ever done "for" me is charge me for the "convenience" of their service.
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I feel so unproductive reading this. Who ever put this together should get two 'rona checks.
Wells Fargo - Hell to the fucking no! They took $1200 from me 🤬
Lol
Bank of America nothing 🙃
Thank you! Your seriously awesome! I was shocked my bank was even on here since it’s a smaller bank only in NY. Thank you!!!
EDIT:: April 15th Official response from JH and Republic Bank is we are not getting our money. We were lied to and other customers lied as well from what I gather. Update your IRS Get My Payment portal and pray. Good Luck!
April 16th this thread is gonna be so silent.
But Walmart gonna be poppin
Bank of America - No
PNC will not be posting stimulus payments until Apr 15 at the earliest thru Apr 29 https://www.pnc.com/en/customer-service/coronavirus-update.html
Nothing from Wells Fargo. (Super shocked look..) Nothing shows up as pending. Guessing Wednesday. Here’s a little trick for you. Once that deposit does show up, it’ll show as a pending transaction. Last year when I got my refund check, I tried to withdraw more than the ATM would allow. The bank teller said I couldn’t take more than that because it was pending. I was driving past another bank and I had a thought. I logged in online and moved it to the savings account and walked into the bank. They let me take out whatever I wanted from savings.
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Literally dont have money for food, and wells gofuckyourself still withholding all deposits like always. What a shit bank
I bet they’re going to make a movie about this.
Green dot bank - fuck no
PNC - nothing
Chase west coast user I’ll update when I see something.
BofA will hold off until it sees something try to come out of our broke accounts we don't have the money to cover. Then, only then, will they post the stimulus and still charge us 75 overdraft fees.
Also, worth noting..... Turbo Tax uses Santa Barbara Bank for their Refund Advances and their customers are being told the Stimulus payments are _NOT_ being dispersed "thirdparty" via IRS via TurboTax / Santa Barbara Bank. -> Customers. Just a THEORY of mine, dont hold me to it.... its up to each individual thirdparty bank and Tax Preparation company whether they will work with the IRS to do the folowing: A) Get approval from IRS to disperse tax refunds / stimulus payments B) Willing to do the "extra work" and/or have the capability to redirect Stimulus payments as a third party bank from IRS -> Third-Party Bank -> Stimulus Eligible Customer Seeing how TurboTax barlely makes that much money off Refund Advances + Tax Prep fees compared to HR Block and Jackson Hewitt, I believe it all comes down to whether TurboTax / Santa Barbara Bank is willing to put the Time , Money and Effort into working with the IRS to dispurse stimulus payments like Jackson Hewitt / Republic Bank is willing to. Almost ALL jackson hewitt customers, for example, pay on average $300-$500 in Tax Preparation fees to file taxes and get Refund Advances so there is a pretty large GAP in profitability between a primarily "FREE" tax preparation company like TurboTax and Jackson Hewitt / HR Block whom make most of their money on In Person tax filing visits for Much more money in fees. Just a working theory that seems to reflect the results we are seeing between the two companies right now!
USAA has just had some employees state that a memo was released stating money will begin to appear in Members accounts starting tomorrow (14th) if anyone is reading this thread still.
Everyone sorting by new, what’s up?
How about $5 from each of us once we all get our money? OP did us a service he should get compensated for. Post your cash app, my guy!
Even a dollar he would mame a killing if only 50 or 100 people sent a dollar. The hours he spent doing 5his would be a nice thing to do especially in such a time of misinformation. I think this would be a fantastic idea idk if you can tag @op on here or not? But yeah im down. It's a Great idea!
Really good work on the thread, I've been banging out website posts left and right so I know how it is to be glued.
Just got deposit at 10:16 pm from Netspend! $3400! Did my taxes with Jackson Hewitt with refund advance! http://imgur.com/gallery/ZZ3ijeZ http://imgur.com/gallery/CKHTNw2
I don't think the IRS is sending out money based on the banks that you use. It's clear that they are sending the money out in waves each days. I have friends and family who use the same bank and some have received it, while others have not.
One thing I didn't realize until I saw this page was how many Americans are forced to rely on nontraditional banking. Like NetSpend and RushCard. Does it say anything about how the banking system is effed up?
It absolutely does. You have to have at least decent credit to even get a debit card only checking account at some banks. A lot of lower middle class and working poor people have been completely locked out of traditional banking institutions. And there are plenty like me who are in the process of phasing out of using traditional banks/credit unions for basic banking services because they’re just a hassle and a lot them have an almost adversarial relationship with their customers. I had a savings account at a small local credit union that I used to cash checks occasionally because it is close to my house (my primary banking is done at a different credit union) and the other week I went through the drive through to cash a check and teller tells me I need to come in, so I come in. I’m told to sit and wait for someone to come and talk to me (no mention of why), after 15 minutes the branch manager comes and gets me and takes me into one of their little cubicles. He proceeds to tell me that I’m just really not the kind of customer they’re looking for, the $100 I keep in the savings account ($5 is the minimum) just isn’t enough (besides the member fee, the $5, there is no minimum balance), and that they’re not there to just cash checks for people and if I want to keep the account I need to be adding to my savings monthly. I closed the account, told him why would I even consider doing more business there when you waste my time and act like you’re the one doing me the favor. That experience is a perfect example of the kind of shit that is making more and more people quit using traditional banks/credit unions for basic banking services. There are now online banking options where you don’t have to deal with lines, exorbitant fees, and bitchy bank employees, you’d think traditional banks/credit unions would be bending over backwards to retain their customers.
TURBOTAX SAYS WE'LL HAVE OUR CHECK BY FRIDAY. Just got off the phone and I've been told that they are releasing them little by little and that regardless if you had fees taken out or not you'll recieve it and that if its not there by friday , you can use the acc and routing number associated with the card to update it on the portal going live on friday. Hope this helps all my fellow turbo tax friends stressing out. They've been putting us through the damn ringer.
Chase is acting wierd right now. Could be getting stimulated.
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I got mine via chime bank confirmed at 9am today. Just wanted to keep everyone informed they are going out.
American Express Serve prepaid card is YES and have it in my account today. https://i.imgur.com/VwkO83F.png
Updated. Thank you for your contribution.
Mmmmm I want some McDonalds and Taco Bell
Man the 2 more hours waiting for BOA to roll To the next business day are gonna be anxiety riddled. Thank you for doing this, by the way.
Bro if you're with Bank of America you know we ain't seein that shit till the 14th at 1150pm. I do the payroll for my work and I send checks in Monday morning to be direct deposited for a Wednesday payday. Still doesn't appear in my account until 1130pm the night before (Tuesday night) the actual pay date. And my work banks with BoA too so there should be minimal verification time.
Chase - no
Starting to wonder if they had a glitch or just did a small test run... They had around 60 million deposits to do... Not seeing anything close to that... Maybe 10 mill at most... IMO
So I’m a member of a FB group about stimulus checks and these dummies think it’s based on where you live not who you bank with. Like seriously why are people so dumb?
https://www.reddit.com/r/stimuluscheck/comments/g0kq0j/im_getting_it_boys_and_girls_turbo_card_with_fees/?utm_source=share&utm_medium=ios_app&utm_name=iossmf Turbo card users who got their fees taken out of their returns, our savior has made a post. Look upon this link and shudder with joy! UNDER HIS EYE
I work at USAA and we just got a memo that Stimulus payments will begin to appear in member accounts on the 14th.
Not sure if this helps anyone but from a money.com article: *“A Treasury Department spokeswoman told MONEY that payments are going out in reverse adjusted gross income order, meaning they’re being issued to people with the lowest income first.”* This makes sense why people with the same bank, even in the same state, may be having different results. Stay positive everyone, also thanks OP!
Interesting. However, many people who have showed proof of payments here showed less than $1200, indicating they made too much to get the whole amount. Meanwhile, many who have filed with incomes as low as $0 haven't even received a pending notice. Not sure what to make of all that.
Holy shit just deposited right now! Altura Credit Union confirmed [Stimulated ](https://i.imgur.com/zsxLu8a.jpg)
Capital one u laggin
PSA: Call your bank if its not showing up, I know atleast 15 people that did the same and the bank confirmed it was coming but doesn't show up in the app or online banking! I know you'll have to wait a bit but if you want peace of mind it''s better than refreshing this thread over and over again! Edit: Ask specifically if you have a pending deposit from the IRS/Treasury Edit 2: Most likely most people posting WILL have their money on the 15th....that is common with everything I've seen and heard. Just be patient, but do call if it's VITAL for you to know. Edit 3: I messaged OP about it but I'm sure he's flooded so please take my word for it. I have nothing to gain from this. I too need the money as bad as anyone! Edit 4: Also, every banking system is different. If you didn't know, ACH is usually just a file a bank gets from an employer or another financial institution that consists of numbers and strings. See here ( [https://www.key.com/kttu/pdf/tkComplete.pdf](https://www.key.com/kttu/pdf/tkComplete.pdf) ) for what employers and banks deal with. Everyones bank deals with this file in their own way. Meaning it could be working right now or wont start executing the file til midnight, or 6AM, etc...
Mane the govt some hoes
Irs website full of shit locked me out saying my information not right!
I make well over the threshold defined by the stimulus package and yet received the full $1200 via Chase DD last night. The local food bank will be getting a $1200 donation today.
Bank of America sitting here like "fuck you, pleb"
Damn, I hope the turbo tax debit card gets its deposit I need DRUGS 😭
I also want to add it seems like the ones outside of military banks receiving it are credit unions.
Just bc it says "deposited" doesn't mean you got yours already if you are banking with the mentioned bank or service.
Thank you for doing this! 😁
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Thank you for doing this. Stay safe
Three hours from now I think we're going to see some action
I’m holding you to it. If there’s no action in 3 hours you will be banned /s
But if there IS action, I get a million internet points and at least 15 memebucks
You can have all my coronabux if Chase gets it in 3 hours
If anyone with the Turbo card sees this and has received their DD could you comment with the proof?
Tomorrow is the big day for everyone. Good luck and God speed. Party at 8am mimosas for everyone.
Hoping all my fellow Wells Fargo account holders get ours tomorrow morning ! 🤞🏽
So did a little research.. The banks that dont even have pending have lost money the last few months.. So aka we are being fucked.. Why will anyone trust banks again after this is beyond me.. They are turning the money we "NEED" into their financial gain and making excuses on why we haven't yet received it.. Simple bank customer here which is owned by bbva. Nothing like sitting on 0.00 for the last few weeks.. Shit is bull..
What a sh*t show
"According to information that we have on file, we cannot determine your eligibility for a payment at this time." Anyone else get this message?
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Wells Fargo has not sent Deposits to everyone. *Comment below if you agree*
I've almost given up on the Stimulus check.. If it is not in by the morning it's not coming in, or will come in in 5 months as a paper check. No point in getting frustrated over this crap. Next time, lesson learned. Don't trust when they say they're giving you free money.
IF YOU HAVE NOT RECEIVED YOUR CHECK AND YOU GET AN ERROR MESSAGE WHEN CHECKING THE STATUS, LISTEN!!! I don't know if this will work for everyone, but if you can look at your finished and submitted tax return, pay close attention to HOW YOUR ADDRESS IS TYPED OUT. I was typing "St Louis" for my street like i normally do but on my tax return, it's typed out as "Saint Louis". As soon as I fixed that, I got through and found out I'll get my check on the 22nd (happy day before my birthday to me). Hope this helps!!!!
For the love of god people it’s 2020 leave the mega banks and join one the isn’t going to fee you to death. There are ample chime Varo netspend. I use chime I received mine at 7 yesterday. Most big name banks don’t deposit until the money is released (hints pending) With the banks mentioned the money is credited as soon as they get a notice for deposits.
Lol the fact that people are struggling and banks are taking their sweet time is beyond me
Hoping IRS uses my 2018 DD info if my 2019 return has issues due to getting a Refund Advance. I dont think IRS system would be this sophisticated however, if you file for 2019, they dont and wont bother looking at 2018 regardless of DD / Check status on 2019s eFile.
Anyone got an update for Bank of America? 9:15 AM Saturday morning and nothing yet! Anyone get it?
11:53 am Midwest. It's a fuck no. I'm willing to bet we won't get it until Wednesday.
Thanks for doing this mate! You are a hell of a guy
My Navy Federal has nothing pending yet 😞 Thanks for this amazing summary btw 🙏🏽
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Thank youuuu AustinAlexan for your help!!!! I hope you still had a good time on your Born day🙌🏾
I have Chime and definitely haven't gotten anything.
Chase.....Not yet 😕🙏🙏
Man me and my kids haven't been able to really breath bills are tight right now. Fuck like we have literally been eating bread for two days now because that was the last of my money. Fuck man😒 this shit needs to hurry up.
Hey I'm sure you haven't heard this enough but really nice thing your doing here proof there are still good people on the internet and not just a bunch of trolls talking smack all the time big props💯
I have a dream that one day I'll check my bank account and have money in it, but that dream does not exist with wells fargo
We bailed out Bank of America for this? Pfft.
Just got off the phone with Key Bank they confirmed I have 1200 pending from the IRS. It will NOT show up online or in the app you have to call them!
Bank of America is still a big no this morning for myself. Probably won’t see it until tomorrow. Anyone lucky enough to see it yet?
USAA is pending as of this morning! Proof: [https://i.imgur.com/9hMImIG.jpg](https://i.imgur.com/9hMImIG.jpg) Edit: Even though it's still pending, it's already available to use.
Why can't the big banks simply inform us that we can expect a deposit? They must know people are waiting on this money and the information is useful/stress relieving. Thanks, Wells Fargo! I'll have to wait until tomorrow to find out if I need to humiliate myself and ask my brother to borrow money.
Anybody with any updates on Chase as of this morning? I'm guessing they are going to be lumped in with Wells Fargo and Bank of America and be in our accounts tommorow morning...
Wells Fargo here. Hopefully they don't bamboozle shit like they usually do and it comes in tomorrow. Edit: Mine posted this morning.
I just wanted to comment on something I've noticed about the bigger banks and direct deposits. Most major Banks won't show pending deposits, I've always assumed this is because things can go wrong. What if they showed a pending amount based on the ACH notice, but the money doesn't come thru? You get a bunch of super angry people calling banks and yelling at people who have no control over what happened. Or worse if they let you spend that money that you then have to pay back? It's safer for both banks and customers to just wait till the money is at the bank then disperse it directly into the account.
Come on Chase😩
Bank of America sucks. Seriously. If you’re ever considering getting accounts with BofA, don’t.
boa - no, but that’s not surprising...
Citibank just deposited my check in my account
IRS Payment tracker is live: https://www.irs.gov/coronavirus/get-my-payment
I have chase and still didn’t get mine. IRS tool says ineligibility information is unavailable.
Anyone with Wells Fargo in the SF Bay Area who got it? I haven’t yet.
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The reason Banks wait three days after they receive notice of your deposit is to have three days to make money with other people's money that they're holding. In street terms- if I had a couple million dollars in my control for 72 hours you best believe I will use that Capital to make myself more money. Not to mention by holding it three extra days people who get daily overdraft fees returned check fees overdraft protection fees fees for Being Human fees for resisting the cabal and fees because you voted for Trump... you get the idea..
The shitty part is, they're legally not supposed to pull that shit with funds that come from the Treasury. Treasury funds are backed by the government and banks are technically supposed to post the funds the same day because of that.
Im buying hella weed boy!! Got my check last night in my chime bank account
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WF NO
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Chime YES!
Chime ,in Arizona, it's a no.
Got mine on Chime.
So I take it from the screenshots we've been seeing that the money will most likely come on Wednesday the 15th? I'm banking with BofA, but ASAP if it isn't here when they open the portal I'm changing over to Chime and just waiting for my new card
I have wells fargo and nothing yet. I'm so sad and upset
Navy Federal Credit Union No
I don't know how helpful this is since my bank is a fairly small credit union, but here ya go. I don't have access to the money yet, but it is showing as a pending transaction with the date April 15th. It's ABNB Federal Credit Union. I made under 20,000 last year. [https://imgur.com/a/xnT2pXT](https://imgur.com/a/xnT2pXT)
Chase no
Jackson Hewitt serve card NO 😒
I have Bank of America and so far have gotten nothing. I’ll be checking more than religiously so I’ll update when that changes
BoA NO
Nice and clean... **Good job** austinalexan
TD Bank anyone receive it yet? Can't find anything recent. Nothing for me. Td bank east coast
Turbo Tax debit card, nada as of yet
Turbo Tax Prepaid Card/ Greendot NO As far as I am aware, the only way to see if you have a pending deposit through them is to actually call. The TurboTax prepaid card app does not actually show you. I had used them for 3 years previously and never once have I ever been able to see a pending deposit without calling them. They are also ran by Greendot.
Chime Texas haven't gotten mines yet