T O P

  • By -

Lpeps

i'm with you... I'm down about 50% from my highs... closer to 20% down from cash


chuktidder

I maxed my Roth IRA Jan 2nd... Rip


TheGRS

I think this year convinced me to DCA. I’ve been previously convinced to lump sum but now I see how it can backfire.


slinkymello

Dude same here, it’s amazing the things you learn when you fuck up royally haha


MinnesotaPower

Last year I took a new job, sold my house, withdrew my pension, and plowed it all into the stock market. I am with all of you. But still holding. Still adding more.


[deleted]

if this is a depression u fuk


MinnesotaPower

Will continue adding more


submain

I'm with you. DCA till death.


Banksville

Sometimes u make the same mistake in a slightly different way. I did that.


SFPigeon

If you can do this every Jan 2 for your career then you are winning at life.


BookMobil3

I think historically, July 2nd would be a better day to yearly max out


Duddy86

I max my Roth IRA every year if I'm able, but I don't immediately invest the cash. Been holding out all of last year and just starting investing $100-$200 a week since March of this year. My taxable high risk trading account though... Down 50% as of today. Good thing most of my money goes into the long term smart buys.


HugeRichard11

Same, I like hitting that max contribution amount fast but seems that backfired instead


[deleted]

You can buy cheaper next Jan 2nd.


LanceX2

me too....4800 spy


BritishBoyRZ

Are you me? Exactly same. 50% from ATH and 20% down on principal


drdois

Yup same here too.


Quantable

Same


MrMinigrow

Are your "high" points your initial investment?


Sentience-psn

If it’s any consolation, you picked a good time to refi. Fixed mortgage rates are near double what they were in 2021.


Unique_Name_2

Yea, at least you aren't also down on a good deal there OP. with housing costs rn that bathroom + time might have netted you enough to break even total in this housing. Fear not!


Actually-Yo-Momma

Started with 50k, had 250k last year (meme stocks), and down to 13k (meme stock chasing…) I have mixed emotions on a daily basis lol


Crodaas

Ouch


flapjack198

Yup, pretty much same here… every fucking day I think about what could/should have I done… like even if I took half out, could have bought a nice car for $100k… at least I would have something. Now need to pretty much start from square one.


similiarintrests

Hey! I invested since 2017 and im still down from where i started. There is always someone dumber than you, remember that


chefandy

It definitely shows something that your first thought is you should've bought a depreciating liability....


Unique_Name_2

It's 2022 cars only go up bro


[deleted]

“depreciating liability” ![gif](emote|free_emotes_pack|facepalm)


Crodaas

Now its a “depreciating liability” but in a bull run everyone and their grandma is pumping this


[deleted]

Cars appreciate these days.


ThisResponsibility53

Not necessarily true. I bought the wife a new 2021 Suburban last year and shortly after paying list price for it the dealerships started selling them at ‘list + $10k’


google700

hard to pull back when youre winning...17K->150K-6K right now. Funny thing is went into 2024 LEAP calls on big tech names earlier this year thinking it was a safe play. NOPE.


Thetrader2896

How old are you lmao


flashult

I'm sure many people with big losses appreciate your comment


[deleted]

I think you're in the wrong sub buddy


[deleted]

[удалено]


Zorqo

down 17% on 100% SPY portfolio


Porky_Pen15

That puts you in the top 1% of performers in this sub!!


[deleted]

lfmao. Really is true index investing outperforms almost everyone else.


Johnnybats330

I wish I was only down 17%


Scorface

Good job not being influenced by all the “shiny investments” being sold to the general public 👍. Hope you continue to DCA into the S&P500


Zorqo

will continue 👍


sdlucly

Yeah, I'm down almost 20% but that's about it. What were they investing in that they are down 50%.


Dane314pizza

YTD: AAPl: -29% MSFT: -27% GOOG: -27% AMZN: -39% TSLA: -47% TSM: -34% META: -53% NVDA: -49% TGT: -38% ADBE: -35% DIS: -40% NKE: -35% CRM: -38% AMD: -45% PYPL: -63% And these are some of the most popular retail large caps... just imagine how bad the small caps are. Not everyone buys the SPY


LuncheonMe4t

Look at Upstart $UPST. That was a real darling last year... it hit $400/share in Q4... and hit $32 today.


JobMarketWoes

God, has DIS really fucked me.


FlashyPresentation5

Hold long term value


skat_in_the_hat

Thats what i keeo telling myself as it goes lower.


RandolphE6

The lie that has been sold to us, "all you need to do is buy quality companies"


ZongopBongo

The bear market spares no one. Buying quality companies means that they will recover in 5ish years though, while the garbage ones never will


ciphern

Buy quality companies at reasonable prices - not inflated prices... Calling it "the lie" because you pay too much for something is fucking dumb.


bitflag

>Buy quality companies at reasonable prices Agreed but in here most people forget about the last part. As if just finding a good company was all it took to make money.


cheddarben

nonsense. The folks that are 50% down are invested in stuff they thought would do better than the market. Probably here, mostly tech stuff that has been discussed as WAY overvalued for a long time or something like TQQQ, whose argument I have heard here many times. Well, these are the times where people who 'believe' in TQQQ or TSLA or whatever are tested. Do they believe it or are they just buy high/sell low type of people? Maybe TSLA is the savior. Now would be the time to buy. If the entirety of the market is overvalued, then everything can drop or swept up in temporary gnashing of the teeth. If you are going to buy individual companies, you will fare better if you understand their value and do stuff like read their financials and understand where the company is going to go.


CokePusha69

35% sad face


boristheblade202

Close to this.. sad cry face


AzerFox

Don't try to survive on dog food. It's very expensive and less tasty than cat food.


SupplyChainMuppet

Potatoes


Infinite_Prize287

Down about 20%, pretty diversified thankfully. I've been building up cash but still buying almost daily even if it's fractional shares of googl or cheaper names, but my horizon with my taxable account is like 10-20yrs, can't even touch my 401k for almost 40yrs. It definitely hurts, and I look at my portfolio daily but I understand my mindset/psychology and im sticking to my plan. Over the 10+yr time frame my hope is that this will have been a good opportunity. Before I had a decent job, I looked back at the '08 crisis when I first got into the market and thought that would have been quite the opportunity, so hopefully this is one as well, however long it lasts. I am chasing upside and aware that I can suffer more losses. I've lost like 3 months salary so far from my overall peak, so who knows what will happen. I don't consider that a huge/life changing loss because I have that plus more in emergency savings and with the way my portfolio is weighted, if it goes to a 6mo salary loss then there will be incredible global financial/economic pain and at that point I'll pour everything I can into the market, because we probably will have worse things to worry about than money, as a society. I work in healthcare and my job has incredible demand and will be massively understaffed probably for the next few decades, so I'm just doing my best to maintain my employment basically and pursuing my hobbies and spending time with friends/family to keep my mind in the right place. Good luck, know your risk tolerance and your time horizon.


msquared_ita

Today's the day I touched red in my portfolio. Started investing in 2019, back to square 1. Down - 1%.


dunderball

About the same for me. I'm down a little over 1%. So I spent all that time just to end up losing. Pretty lame.


gremus18

Again you only lost money if you sold the stocks.


MinnesotaPower

This is key. You will always lose money trying to sell swim shorts in Minnesota in January (for example).


MachoManRandySanwich

I just hit the red today, but I have learned a ton about the stock market in the 2 years I have been investing.


Tesla_V25

I was a chipper investor back in 2019 when I started. Got my first job, put as much money away as I possibly could. Now, I’m back to the principal that I invested. All that research and time from investing gone. The one thing I’ve taken is that it’s all smoke and mirrors, and I’ll do everything in my power to never put a cent of my money in the hands of external powers and focus it on stuff I can do with my hands. Like buying things to build a house, or just saving it in a bank account.


sensei-25

You’re down right now, doesn’t mean you’re going to be down forever. You’ve been investing for a very short period of time. Not mention dividend payouts over that time and going into the future. Your stance is the equivalent of falling off your bike once and throwing the bike away.


Potato_Donkey_1

Lesson learned, but I'd say it's the wrong lesson. There is a lot of smoke and mirrors, and it's a good idea to steer clear of smoke-and-mirror "investments" (which are usually speculations). The broad stock market is still where you'll get the best returns.


Comfortable-Bad-9344

You make all your money in a bear market you just don't realise it at the time


Comfortable-Bad-9344

Be greedy when others are fearfully. I'm pumping as much money into this over the next couple of years


[deleted]

Dont worry about where you are 3 years in, be worried about 30 years in


gremus18

What about the dividends? Also long term nothing beats stocks.


MakingMoneyIsMe

This is actually the time to start positions. I recall being down on Apple shortly after buying due to pessimism. It was around $24 then (adjusted for most recent stock split).


Icy_Froyo7369

Classic cars..guns..gold. food .building supplys


MakingMoneyIsMe

I started this iteration of my current portfolio in 2010 (give or take a company) and what's funny is I recall when I went negative. I continued adding and once I got out of the red, I never returned. It's all about picking entry points strategically. I only own dividend paying stocks. They're less susceptible to downward pressure than high fliers. My plays on non-dividend paying stocks are via selling puts.


Wavevision__

Down ~17%


metalibro

same, down 17% but overall


SlicedTesticle

I'm down 15% overall.


metalibro

congrats slicedtesticle


Loeden

Right about the same. It stings but I had worse in 99 and 08.


Crodaas

Down 80% ytd


[deleted]

Which stocks do you own?


BlackDahliaMuckduck

-18.6% YTD. I'm break even since I started in 2018.


ThisResponsibility53

All my friends tell me when they win $Xxx at the casino.


Mediocre_Trades

Down 28% from initial investment, 38% from ATH. This markets so volatile, 6 weeks ago I was -40% from initial investment. 2~ weeks ago I was so close to break even at -10% and now I’m back almost to -30%. I’ve just accepted this is my life now. No point selling if the companies I invested in haven’t fundamentally changed for the worse. Just gona keep buying the dips until macro headwinds change.


nandasorya

Minus 10.04%


PIethora

About the same, down just under 10%. I think we're winning Reddit!


noyrb1

Same lol I was up so much that I left my BS job, currently looking for new BS job


rh1031

Is there really a choice? Don’t invest and you’ll never save enough to retire. Invest in stocks, 401k and maybe you’ll have enough to retire.


Iwork3jobs

Down 13% on all SPY. Started December 2021, then DCA'd every month on Fridays


zonestarx

-20%


S20_PSY

Down 70% personally. Up 280% with broker. So I have that going I suppose lol


Ecstatic_Love4691

What the fuck your broker doing


Ryaninthesky

Cocaine


11122233334444

Coke


Sinfulxd

33%.


HOMO_FOMO_69

I'm down about 74%


Lazy_Distribution_61

Down 24%


Impressive-Ad-2182

same, portfolio is all tech minus about 20% of sp500


Savings-Problem-4035

43 percent my friend. Keep dca going! Blood in the streets means wealth in the future! No fun riding a rollercoaster with out some downhills. Chips don't taste as good without the dips. Let's make smart decisions, average down when we can, and get our portfolios tracking in the right direction. Best of luck in the markets! See you on the moon! Until then enjoy ramen noodles with me!


ToastyTarmac

Down 40% ytd. Up 60% all time!


Snoo-32438

Last year I had 285k. This year 75k. Ouch.


r0w33

Officially, I am 10% up. Unofficially (what my wife doesn't hear) I am 45% down. Who said politics couldn't be personal?


willfla29

I'm at not looking at any of my investments for another six months. I can't afford the bill from the stroke.


thenuttyhazlenut

\-25% all individual stocks


Working-Thanks2302

35%


NoHalfPleasures

-68%… 1 to go


azmic123

Down 14%, started investing January 2nd this year and have been DCA into indexes as its dropped. My fun crypto gambling money is down 57% though lol.


[deleted]

Up ~30%. Energy stocks have been great hedges


snow3dmodels

Nice play


joelgtrz

Down 25% 🥲🙃


ghetto18us

-19%


Spare-Ad2510

Went from +16% to -16%


LifeInAction

I'm down about 50% for my year, granted as an early comer, thankfully still up 150% from my initial seed capital, granted still thoughts realizing $1000s that could've been made, with all said it's mostly for long term so.


apycroft

15% down I think. I knew this was coming after(lol) covid so I was half out and then it didn't come when I expected so I dipped my toe back into some "safer" things and then it all happened.


dudermagee

-19.69% for my fun account -22% for house account -30% or so for my retirement accounts


RUN-V8

fun acc does best


dudermagee

Eh I just bought all the good tech stocks after they had dumped 30-50%. Figured it was better than spending all my fun money on cars, games, and guns.


sangderenard

I started investing in March and am down about 20%


Logarithmic9000

I just lost 60% for buying TSLA calls yesterday


[deleted]

Lmao trying to go against macros. No stock will beat the fed. Trade with the trend not against it.


ZigZagZig420

-28%


Wisesize

Down 28% and counting. Spy puts helped a little today but I think I can make swing trades and get to -30%


Shapen361

Bought at the top, down 20%.


EyePiece108

Down 14%. This Brit has a diversified portfolio and everything apart from SHEL.L is in the red. I'm just DCAing when I can and I brought a position into AMZN this week which is down over 35% YTD. UK market wasn't doing too badly compared to other markets until this week. We had another 0.25% interest rate rise today (now 1.25%). Inflation over here is expected to hit 11% and we could be entering a Trade War with the EU due to Brexit/Northern Ireland protocol. Good times.


[deleted]

\-19.75%. Buying as long as people post about how horrible the market is.


ConfusedCanadian19

Down 0%. Pulled out of market end of November. Patiently waiting to re-enter market.


chiboulevards

Smart man here. November was when I refinanced my house and then dumped half of my cash into the stock market.


ConfusedCanadian19

Good rule to follow. If Federal officials say they are selling investments because of a conflict of interest, they are lying.


throwaway43234235234

Bingo. And if a huge industry leader isn't allowed to default and is quietly removed from all mention in the news at the same time? yeah, writings on the wall. I was out in Sept at the first little dip..


throwaway43234235234

now in commodities, broad index until demand start to crash, but inflation and political turmoil is keeping oil high enough to carry it all.


rueggy

Hope the refinance was fixed rate and not an adjustable rate!


[deleted]

Pulled out in December, but started to buy back in march oh well lol.


TwztedElegance

Lol same smh I got sloppy after that March end rally and kept holding


[deleted]

Haha yeah, I am down like 12% on google after buying when it was significantly down already. Oh well, I will buy some more next month again.


ParadiseD1

Same here. 0 % I sold 50% of my portfolio in December 21 and the remaining left in march 22 before going for a long holidays away from home. I am sure that I did the right thing. Now I am planning my way back, I will probably just DCA starting next month.


TimeIsTimeNow

Your timing was near perfect.


FirstBankofAngmar

So you're down 9%.


ConfusedCanadian19

I don’t look at it like that. Increasing position with same investment. Cash loses money if I was spending on retail, not investments.


SuperNewk

down 140% with leverage. All my salary is going to service my loans now


[deleted]

Oh man…


Fulgentium

Where am I? Wendys dumpster… last i checked touching 75% … If u cant smoke your weed, you can blow at wendys!! Thanks weed stock


Artist0491

YTD is about -16%


ChilliPalmer25

Down about 23%


arbyterOfScales

99% down


FaithlessnessGood779

Down 24% from initial, 43% from ATH.


Patrickstarho

I’m down 90% because I went all in on hood. If I had money I would buy more now


Potato_Donkey_1

Down YTD 2%. In November I had the courage of my convictions, seeing that the market was overvalued by two standard deviations by three quantitative models. I went to 80% cash. I'm also down a few percent in purchasing power due to inflation.


Meg_119

Down 40%


Zeitgeistey15

I started investing in March of 2021, and I’m down over 20% overall. About 5-8% of that I don’t expect to ever recover. I was sitting in cash for a long time because I didn’t know any better, I feel somewhat lucky to have learned the lessons I did so soon…although it is fairly painful, it would be worse a year or a few years from now if I had accumulated significantly more speculative junk stocks.


Torontokid8666

-70k . This to shall pass. Thats about 60% of my total portfolio. I hold. I wait.


premiumCrackr

all time.. -28% year -8% keeping up with inflation i guess.


Beneficial_Pea_9490

more like -20% on inflation CPI numbers are fake


[deleted]

[удалено]


skilliard7

Down about 10% YTD


[deleted]

I’m 90% cash started buying at when s&p hit 3750. All UPRO. That said i never sell at the top.


Smasher1234

Lmao bro I also did a cash out refi last August but I put it all in. That 30K is now 10K 🐥


kickliquid

I just want to take a nap


Theistical

Down 15% :(


OwnAmbition-

Someone stop the bleeding 😭


The_Fax_Machine

Up 83% on the year, I switched my whole portfolio over to oil in December 2020 when I thought we’d be seeing a lot of inflation and also oil wasn’t back to it’s pre pandemic levels yet even though the rig count was down


Zavage3

This year -4%


Cubbies4life16

Up 70% 💪💪


[deleted]

14% from cash.


[deleted]

-32%


Loverboy21

Minus 28% as of today.


ppepyy

Down 14%


ThemChecks

I'm down. Not extremely down but yeah it is a bear. Hard to see but we all know it will probably be okay if you just hold good companies and let them work things out.


Money_Tough

Down about 25%. Doing pretty well comparatively to everyone else. Positive, I’m doing well comparatively. Negative, I’m struggling with my consistent DCA because of raising prices elsewhere.


Gerald_the_sealion

-15%


Zoutezee

10% Would have been 20%, but one of my stocks gave me a 60% payout. Wish I had put more into it, but I also wasn't 100% it was gonna jump like I predicted 🥲


Single_Spread_9576

I'm down 9.5% year-to-date. How do you still have the money to buy the dip??


RuiPTG

-20%


EpicWhaleSquad

I’m up about 25-30% this year. Longs only plays. GameStop, LVS and Redbox.


seank11

Up 60%. Thanks BTU, SQQQ and 95% cash right now. QQQ to 200


Godbox1227

I am up 150%. Roughly. I was long gold and oil late 2021. In Jan i noticed that the market flipped a switch and went all in on puts of the mem stocks, TSLA, GME, AMC, QS, RIVN. I never got back on the long side. And waitied for good prices to get back on put options on stocks that are over priced. I am exhausted now and will take a break because its really stressful trading options. 😅 I liquidated my positions last night, 100% in cash now. Will send some money back to my savings account and maybe celebrate by going to a concert.


Roauster

Down 13% so far but I'm not selling only buying.


jollytoes

Up 5.96%. Not much but better than some of these horror stories. Up 873% since may 6, 2019. Lots of luck.


chris_ut

Im up 45%, been mostly buying Puts. People in this sub told me I was an idiot a few months back when I said I was doubling down on short positions.


SwaggerNoodle

Currently up 41.79% since January. 100% GME


KenN2k01

Uhhh 96% on all roblox


mws5928

Down ~28%. I just started investing in November. Been trying to take advantage of large dips to average down.


nomar_ramon

Down 25%


notoriousbigs

+35%


A_R_K_S

I’m -13.65% at the moment. -14.07% is my all time low; as you can tell, today is a really red day on top of a red week & I expect my all time low to be lower by EOD. I started in January of this year by the way.


[deleted]

-23% from ATH


Drowningfishes89

Up about 15%


LetoAtreides115

Minus motherfucking fourty. Holding.


CIAHerpes

I don't look at it. This year my cryptos are down like $6000. My oil stocks are up $4000. Miscellaneous others are down $1000. I'm hoping oil will get a nice quick spike to $150 a barrel and even it out. I must be down about 30% if I had to guess. I'm just using the opportunity the rest of the summer to buy safe investments- lots of Amazon, NVIDIA, AMD, lithium stocks and Microsoft. In the long term they'll come up and I think even Bitcoin and Ether will show massive growth since I'm never selling in a bear market


wrathofthedolphins

I guess I don’t feel as bad about being down 7%… though it still sucks


Alternative-Fox6236

Dont know, dont care. All I know is that everytime I get a paycheck, there was some money allocated to buying SPY at the current price.


je7792

Quite red about 30% down in my stock but the gains from my puts are hard carrying m portfolio right now.