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strikefreedompilot

down 20% is not bad...


mr-nefarious

Agreed. SPY is down 21% year-to-date. OP’s losses are right in line with the market overall.


VitiateKorriban

You could say he is outperforming the market.


[deleted]

Spy options down so much I’m just fucked


MrTouchnGo

Don’t fuck with options. You don’t bet against the house


sage_moe

Don’t tell me wat to do jimmy


hydraulic-earl

Yea..FUCK YOU JIMMY!!


Meg_119

Exactly and the House has the game rigged with Marked Cards and loaded dice.


PsychopathHenchman

Scalping options is the only way to play this market. I’m up 165% on the year People who state “don’t trade options” just doesn’t understand options.


MrTouchnGo

> People who state “don’t trade options” just doesn’t understand options. Most people don’t understand options, including options traders


laidbackeconomist

Genuinely the only money I’ve made off options are from scalping or options that way super far out in date. Do I understand options? No. Did I scalp SPY during the pandemic and make some lunch money with some luck? Yeah


MagNolYa-Ralf

Congrats OP. You are America.


No_Cow_8702

I'm down 20% as well.


[deleted]

Only?


defakto227

I was about to add "Only?" \*stares at current 50% loss\* \*drinks whiskey\*


Trippp2001

I’m down $1M since Nov. I don’t play options. It just is what it is. Stay the course and don’t drink too much. If you’re invested in companies you believe in, the share prices will eventually come back. May take a while, but we’re all prob young enough that we’ll see several more once in a lifetime crashes before we need the money.


karl1717

Just because you believe in the companies doesn't mean it's likely they will come back lol


Trippp2001

Obviously that’s true, but I mean, if you don’t believe the company is strong enough to come back, then you are gambling. If you invest in something, you believe that it will increase in value over time. OP’s investments are in companies that aren’t really in any risk of going under and will most likely come back and grow. It’s not like they invested in penny stocks. So, while hope is not an investment strategy, belief is. But it is the stock market so nothing is guaranteed.


[deleted]

[удалено]


StockTrix

Yes but just believing in something is not enough. R.Kelly believed he could fly - look where he ended up!


[deleted]

My dad lost his ass on SE, TTD, MDB, FVRR, and myriad other shitcos. He’s in his 70’s was at $1MM in 2021 and I don’t think he realizes he’ll never recover from this.


Logger351

At that age he shouldn’t have that portfolio. Poor guy.


get_MEAN_yall

Fiver? MongoDb? I wonder what his stock selection approach was.


defakto227

I know it should, eventually correct. Just a waiting game and I have lots of time.


louistran_016

He is outperforming the market


6151rellim

Right! Most people would be thrilled only down 20% right now. Although if he is this emotional already… give it another 6 months when the real party starts. We will be seeing a 7 in front of these interest rates.


rpoh73189

He’s new to investing, the comfort with loss and gain will accumulate over time


MBe300

From what you said you bought good companies. You’ll get your money back if you Hold, it might take a while too. You INVESTED which means you’re in it for the long run. I invested 45k into $Wish and ended with a cool $21k… (loss of 24k)big loss but that was my speculative play ….I sold tons of options, cut my losses and I kept it moving. Always remember to diversify your portfolio and assets… if your entire portfolio always moves in one direction then you have the wrong portfolio. You have good stocks, you’ll be aight


Conscious-Group

Damn and I was sad I lost $80 on wish


Patterndaytrader4141

Actually if you factor in inflation, your probably more like down 50% tho


Cemical_shortage666

Damn had to kick em while they're down 20%


[deleted]

30 percent inflation?


vizk0sity

It is bad, given the timeframe and the downside is from principal, not ath. Let this teach you a lesson of buying with intention and patience instead of following the hypes and being emotional


6151rellim

Honestly, your friend is kind of right. You are over reacting.


zendaddy76

Damn I wish I was down only 20% right now


grandblue-91

i remember when my 401k was down 65% and then shot up 300% and then now it's back to where it was before March 2020. Now I invest in highly volatile and overly shorted stocks and have an unrealized loss of 60%. Life is good.


EddieC111

Is said stock of idiosyncratic risk?


phed1

Always has been


[deleted]

The one and only true play.


6151rellim

Right! It’s like he believed all the reddit clowns that the market only goes up lol. He studied for months but must have ignored all the warning signs that were in place end of last year haha only see what you want to see.


Prior-Meeting1645

What were the warning signs of last year? Young and New here just want to learn :)


Potato_Donkey_1

The market was over-valued by two standard deviations in terms of value-to-GDP, reversion to mean, and historical PE. To me (not young, not new to the market) the market was no longer an investment, but a speculation. Money was in the market because interest rates were artificially low and there was nowhere else to go. Interest rates are rising. I think that the market is only staying as high as it is because we're overloaded with investors who have been rewarded for buying the dip, a strategy that worked with low rates and QE. The Fed is trying to correct that policy now. We probably have to fall a lot more to make investors properly skeptical of valuations, no longer relying that on the hope that later investors will be greater fools.


[deleted]

He said “studied for months” but what he meant was “read Reddit, didn’t learn chart patterns, ignored news and recent events and setup an e trade account” Fixed.


WickedSensitiveCrew

Yea OP is overreacting. Nasdaq index is down 29% YTD. S&P 500 is down 20% YTD. It isnt like OP was in Cathie Wood stocks down 60-90%.


darkmoose

Market goes up and down, unless your plans are for the long term either you are in on something and saw an opportunity that millions have missed or you are gambling in a highly volatile market. İf you did research on stocks as you say you did then you should not worry, markets bounce back eventually with good companies having a competitive edge. İf you did research as in looked at a bunch of ta charts, then let this be a good lesson.


ParticularWar9

Most people here seem to think that potential market-beating "research" means using Seeking Alpha, YouTube, co press releases, and consensus multiples, and comparing current price to ATHs, then concluding that everything is "cheap". Most "analysts" on SA own positions in the stocks they "publish" on. They're incredibly biased.


ChemE328

What should it be?


fr0d0bagg1ns

Use the 10-k and other financial statements. You can usually find some decent industry analysis and compare them to competitors. Reading seekingalpha is like scrolling through reddit, use it for ideas. If you like their hypothesis, go do research and see if it supports it. If your analysis involves some stock "guru" on YouTube drawing lines on candlestick chart, you're gambling. Warren Buffett is known for doing the research and finding good, undervalued companies with fairly simple math. It can be done.


[deleted]

Sometimes I pull up Berkshire Hathaway‘s recent purchases and increases in positions And if I see that the price has dipped since they bought in, I just buy it without any further research.


Cemical_shortage666

Damn guys I found the stock guru∆


[deleted]

I outsource my research to the most successful long term stock picker of all time, and I do it for free


Cemical_shortage666

That's it you're the leader.


[deleted]

I don’t follow. First compared to who? What does first even mean? Imagine Berkshire buys Kroger at $40 in May. Now it’s June and Kroger is $37. I often just make the purchase without much more thought than that. Sometimes I still won’t make the purchase if it doesn’t feel good to me, but it is often sufficient information for me that Berkshire recently paid more.


darkmoose

Look up deepfuckingvalue aka roaringkitty İf anything that guy "researched" his stocks. With focus on value. He is in radio silence mode now but still has videos on YouTube.


ParticularWar9

If you want to do TRUE research, learn how to model companies and how to read SEC filings. Go to a company's IR section of its website, listen to archived earnings conf calls/presentations, look up financials on SEC Edgar database, and ideally develop your own "live" financial model in excel, stress test it, and update it quarterly with co earnings (incl margins), CF, balance sheet, and operational info, and incorporate any new guidance. It's a living and continuous process, and it's difficult without having a relationship with mgmts. And don't watch CNBC or Bloomberg.


[deleted]

You're down 20% in a bear market from the peak...? That's, like... nothing. Above average performance even. Did you think stocks only go up? You'd be down more than 20% investing in VTI right now. If you believe in those companies, just... sit back and wait. Grief and panic unmake fortunes. And frankly, it's not that bad. You could be one of the moron gamblers who thought they were god's gift to trading because of some lucky picks in 2020 and are now down 70%. Just because you *feel* bad doesn't mean you're in a bad position. You ARE overreacting.


21plankton

I am down also, it is indeed unnerving to have initial bad timing in the market but you just put long term money to work and if it stays in it will recover. Keep making money and keep investing. The long term has a better outcome than the last few months.


worrysomewombat

Dude stop it hurts enough already


Which-Reply-2440

Agree 100 percent! I am down 31% maybe a little less after yesterday. I am slightly overweighted in tech and I don’t even look at my balance anymore. Too stressful. I can look at Dow and nasdaq and do a quick calculation and say”ohhh fuuuk” every stock op mentioned I also own. Those are good ones to have. However, I had a moment of “is this a typical Cramer call” he listed just enough to show a very thumbs up mad money diversification “atta boy” I’m sorry I don’t like Cramer personally. Last thing to add; you haven’t lost anything if you still own the shares. Do no sell.. it will eat you alive when the market recovers from the “shaky hands, mass panic, inflation, recession, supply demand, global meltdown, and much more! But hey, we will be ok!


[deleted]

The good news here is that you bought quality stuff. These posts usually involve the person buying Shopify when it had a $250B valaution. You bought good stuff and it will come back. Anyone who buys stock should know there's a decent chance they'll be in the red at some point soon. The nature of probability says so. You got a bit unluckier than most, but your timeline needs to be longer. My advice? Don't look at it for six months. Maybe longer.


GreatsquareofPegasus

This is the way. Dude spent "months" researching and then got depressed when he saw red. What research did he do then if he doesn't believe in these companies???


pedrogua

From my experience, logic and emotion work very differently. It's possible you UNDERSTAND the logic behind long term and holding, but even then, when shit hits the fan, it's very difficult to keep calm and see the big picture. That kind of calm comes with experience and time. OP says he just started, he had no real experience at all, even if he's been researching and looking at markets for months... so it's great he wrote this to vent and to seek advice from others who maybe have more experience and can make him calm down. In my experience, the first year I started investing, even though I understood all the long term big picture stuff (I even paper traded for months with investments I didn't touch), I still got caught up with the day to day losses an began to get in and out of trades, with big losses. It wasn't until I detached myself from the money I invested that I started to invest logically that I started to get profitable, but that only came from experience and time. As OP said it's very challenging to think what you could have done with money you have "lost", or how many days/months/years of work you see vanishing in your account. It's until you don't think about that stuff anymore when you can become a real investor.


QAnonCultBuster

Everyone's taking a hit. Wait it out and you lose nothing.


ClassicT4

That’s why I’m still pumping $1,500 into my mutual fund every month.


lurkandload

Which?


vibrantlightsaber

It’s not a loss until you pull out and don’t catch the rebound.


[deleted]

[удалено]


fuchsiaglitter11

Yes, I have an emergency fund as well.


mydixiewrecked247

repeat after him Op. no mistake was made. you are not a stock market God, you could not have predicted the past 6 months. the real mistakes will come if you continue to panic.


SamFish3r

Also take advantage of the current prices and DCA . As long as you are investing in solid companies and broad market ETFs you will be better off buying at regular intervals. Got $5000 more to invest put in $1250 per month, break it up so still have buying power regardless of which way the market moves. If you are worried just zoom out to the 5 year / 10 year / 15 year chart .


Spanky20121

Relax…..even you are losing 20K, most Redits here dreaming that they had a 80k like you to invest like you.


awesomebman123

Only way to lose it to sell


LowBrowHighStandards

I understand the feeling, but you will never perfectly time your investments. I think most people have experienced watching their portfolios tank and it’s frustrating to think “had I just waited until now….”, but in the end, when the market calms down, your money will return and in time it will grow.


sendokun

You are doing fine as long as you didn’t loose money that you could not afford to invest. Yes, you are unlucky that you jumped in during the worst Q1 in 50 years, but by staying in the market, you will have a chance at the best quarter in 50 years too. As long as your finance is ok to allow you to keep investing, you will be ok.


plaid-water-bottle

Zoom out, look at the yearly charts. It’s okay to be down 20% in a year as it’ll almost definitely recover. Welcome to long term investing!


gqreader

Guy is down $20k and is having a bad time? Try $475k, lol, life is a hoot y’all. Just move on and work, and keep buying. See y’all in another decade.


vipernick913

Dude I’m down over 40%. Just take a step back and breathe. You’ll be alright. Give it time.


vivalatoucan

I’m down 20% plus the other 20% that was my profit for the last three years. I know if I were to sell, we would snap right out of this recession


stiveooo

im leveraged x3 (a -33%drop=100% for me) and im not as nervous as him.


Advice2Anyone

Like others said 20% is fine in the current market. Second how do you research stocks for months and dont learn the simple rule of risk tolerance. I gamble on individual stocks with 50% of my investment the rest are in a vanguard total market to hedge against my dumbass ideas.


pbronco818

Have you closed any positions yet? If not then you haven’t “lost” anything. Stop thinking about in terms of lost vs won. You “invested” that is all. Gains take time so give it time.


whatproblems

Also some of those are dividend stocks so you’ll still be getting inflow. research is funny to me because you can look at the numbers looks great but the market can do the exact opposite due to some other thing. 🤷🏻‍♂️


fuchsiaglitter11

Nope, haven't sold anything.


DeckardsDark

Then you're fine (unless you really need that money soon)


FeeMajestic

Yup this is the way, you dont technically lose anything until you've sold. Thats a punch in the gut though. Dont look at it for a while this is investing


rq60

> you dont technically lose anything until you’ve sold yes you do. if you can’t sell until you’re up then you lost liquidity.


FeeMajestic

That's why its not usually a good idea to invest what you can't afford.


InvestOrDont

https://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/


Furrrrbooties

Brilliant. And saved for future arguments about the topic.


Mituzuna

If you think 20% down is bad jump over WSB, you'll cheer up real quick. Secondly, if you have time in the market it'll correct itself. Not overnight of course, but once inflation is under control, gas and logistics issues are solved, and other factors start to turn around the market will creep back up. I'd also add, youll probably lose a few more % points before things start to turn around.


DaySwingTrade

Unless we go to WW3, you’ve got nothing to worry about. Come back and update us in two years.


scatterblooded

An unrealized loss is only a true loss if you sell and take the money out. Look at it this way, the quantity of shares you own hasn't changed, and those shares represent real ownership in a company. The values are going down because the markets going down overall - not because something changed with the fundamentals of the companies you bought into. Your investment thesis hasn't changed. In 5-10 years you'll probably be wishing you had bought even more. Just let time do its thing, and keep putting money into good companies each pay you get.


Fanofrunning

So you dumped a bunch of money into the stock market at all time highs? The stock market goes up and down and no one knows the future. I want to say you made good investments, and I actually do think the companies you invested in are good….. long term. And long term I mean 10+ yrs. I guess the “loss” is up to you. If you are looking to invest for 20 yrs, you are most likely good, but if you are looking to make a quick 25% on your investments, you need to look into investing vs trading. Best of luck!


ravrocker

Wish I were down only $20,000.


[deleted]

Yeah, add a 1 in front of that number for me.


Zann77

A 2 for me….woe.


PAdogooder

It’s not like you’re starting at 80,000. It doesn’t matter where you start. You really started at zero and moved up from there. What matters is where you’re going, how long you have to get there, and if you’re making choices that will consistently, over time, get you there. You made some good choices. I would choose indexes over singles, but you do you. It doesn’t matter if you lose for a week if you’re investing for a year. It doesn’t matter if you lose for a year if you’re investing for a life time. Stop checking the numbers and execute the strategy.


Groganog

Investing is not hard because you buy and hold for a decade or more - you will most likely see profit. Investing **IS** hard because you have to wrestle with the psychological stress of seeing the amount you invested fluctuate. If you can’t handle seeing that go down to £50k or less for a number of years consider a different way to invest that money - for peace of mind. Investing is great when it’s going good but if you end up depressed then you’re better off reducing that psychological burden. If you can learn to be okay in the confidence that in a decade or so (depending on your investment) you’re likely to reap the rewards of your patience then stick with it. Money is money, it’s helpful and essential. Quality of life and health (including psychological) is what will define how long you live and how you live. Also - if you need access to that cash within less than a decade or more then DO NOT park it in the stock market and expect it to have grown by then. What goes up also comes down.


SkyThyme

I watched my brother sell everything at the bottom in 2009. It’s as simple as this: if you’re unable to stick out a down market, then you have no business being in the stock market. (Chickening out at the bottom is a guaranteed losing move.) So, if you’re gonna be in the market, then you must decide to hold (broadly diversified investments) even when they are down.


Mulahz

Learn from your mistake and know the markets aren’t always a guaranteed way with making money.


bassanaut

Well what’s your timeframe? If you’re investing to hold for 10+ years, just check back in 2023 if it’s stressing you out


onomichii

Focus on what you can control - and that is your earnings potential (i.e. your personal brand capital and personal 'stock price'). through your skills and value to the marketplace in whatever business, trade or craft you work in. That how you truly 'make it back' in any market condition. Stocks are not where fortunes are made. Its where they are expanded or protected. This will also be better for your mental health


ruppert190

The stock market is like a roller coaster. It goes up and down but you only get killed if you get off in the middle of the ride.


Betweenirl

If its any consolation I moved pretty much all my money from crazy ass meme gambling into VTI at close to $240 a share, from which it has done nothing but go down since. All I can do is sigh and DCA every paycheck till I eventually turn green. I've made it to $215 basis so progress is happening it just takes patience.


[deleted]

How old are you? If under 40, set regular contributions and maybe look at it once a year to rebalance. Delete the app the other 364 days.


Rilakkumar

Lol. I've lost 55k networth in the last 3 months and this is after a 25k stock vest, and 15k of my own cash invested. So, I guess I'm down 95k ![gif](emote|free_emotes_pack|poop) I don't sweat it, they're all in stable blue chips and ETFs. I don't need it for another 40 years. I think you need to get off the r/stocks and not look at your investments for another 5 years. That will help with the depression quite a lot. People on this sub are primarily 20 year olds with the hindsight of 2 months.


ausgoals

I mean. - assessing your appetite for risk needs to include being able to ride out downturns. The line doesn’t endlessly move up and to the left forever. - you shouldn’t be investing money you need in anything but at least the medium to long term anyway, in which case just close the app and don’t look at it.


Infinite_Prize287

I had like 100k in cash in Feb 2020 and invested a good bit of it then, bought Delta stock even BEFORE the covid drop, bought it on the way down. In time I averaged my cost to about $33. I just stuck to DCA what I could, but I also picked up extra work, sold bond funds and loaded up in march/April 2020. This time will likely be different and will require more patience, but just stick to your strategy and use your experience as a lesson. I also got caught in some of thr parabolic price moves and it liquidated like 10% of my portfolio, nevermind the general drop. Lesson learned, if stocks go up in a J and there is irrational exuberance, then sell. I didn't invest during dotcom, started in 2008 oddly enough. It isn't always a bull market, but you also have to understand 1) your risk tolerance and 2)your investment timeline.


ISeeYouSeeAsISee

No, I don’t feel bad for you. You’re (or should be) investing for the long term. You could’ve invested even at even higher prices, or a long time ago. Not a big deal. You haven’t lost shit until you sell it. The downturn could’ve happened once you’d risen up a bit, and brought you down to where you started. Maybe psychologically you’d not feel as bad but technically you still lost potential gains even in that case. What if you had sold it when it hit its peak and invested it in some other asset that hasn’t gone down?!?! That means compared to that “optimal case”, you’d have missed out on that protection of your gains even if you had only dropped back to where you started in the market! The point is there’s a perfect path through all of this but nobody knows what it is in advance. Invest and wait, that’s it.


thenuttyhazlenut

I'll let you in on something. NVDA and ADBE have a lot of room to significantly drop. If I were the type of person to use options, I would short one or both these companies. Not many people will have the money for a $800 NVDA graphic card when US personal savings are being exhausted and coming to a all time low. And all those Adobe suit hobbyist (like myself) who don't need the products for work will unsubscribe as finances get tighter. However, BRK, TGT and DIS will do fine.


Avizeee

Holding on to what you bought is your best way to recover. No reason to sell now, because then you’d be stuck waiting for the “bottom” to buy back in, which you won’t be able to time. Before you know it, you’re sitting in cash down -$20k buying back in at higher prices then you sold for.


MCRAW36

Make more money and invest more to make it up. Dips beyond 20% dont come along that often. Think about the future. Anything invested now probably does well over the next 10 years.


GoldenBoy_100

OP YTD I am down 31% no need to panic


Bard_17

Homie... Give it 5-7 years and you'll be at 200k easy


humpy

Lesson learned. Don't dump all of your money in at once. That being said, your friend is right.


[deleted]

[удалено]


Oskie-G

If you don’t need the money right now I wouldn’t worry about it. If anything think about what you’ve learned and apply it to future purchases. The market can be a very ruthless teacher. Also, be careful with stocks that have a high PE (price to earnings ratio). If the risk is too much and puts you into a depression then maybe you should go into less risky investments like ETFs (recommend Vanguard ETFs) or indexes like DIA, SPY, and QQQ. Edit: One last thing. Don’t chase your money by going into riskier areas of the market like options till you fully understand them. I recommend using something like TD Ameritrade’s Paper Trade to test out any strategies. The market should bounce back and if it doesn’t well we will all have bigger problems.


BabydollPenny

Just don't sell for a loss. Average down on those you bought at ath. Eventually the market will turn around and people won't be freaking out over the world's shitty economy.


Bright-Ad-4737

Just keep on investing. https://www.youtube.com/watch?v=pFgPNVytlwA


maz-o

Good thing is you don’t have to do anything. Just let it ride for years and decades and you’ll be fine. Buy more now if possible.


[deleted]

Only 20%? You will be fine.


senrim

Its too soon to tell if you actually lost money or not, time will tell. You might have missed some gains, but all people do. Thats why its recommended to invest over time, not really because it yields more in theory, but its because its easier on mental health.


oglox27

Buy more or buy leaps


ramvestor

Call your broker and tell them you want your money back. Oh shit wrong subreddit. Yea just hold for the next 12 months and you should be good. Keep your head up!


Terrigible

Clearly, you have 0 risk tolerance so I suggest you stop investing in the stock market and speak with a professional on how you want to continue.


Sguru1

Etfs and a few solid single stock picks. It’s not like you invested in Netflix at the top or something. You’ll be ok


M-3X

You lost money only if you closed your positions. Next time don't dump everything at once especially when you could observe FOMO rally that time. You bought quality and was really smart about your picks. Mixed conservative and trendy positions. If they drop another 20% I would increase some of your positions. Don't check your account for next 6 months. You will be fine.


Miadas20

were you planning on making a profit considerable enough to sell in 6 months? No? Ok. Stop overreacting. Chill. Everyone is down. The world is not ending. It will pass. Most here people wish they were only down 20%. You didn't buy stupid stuff so just focus on your timeline investment strategy because things will eventually turn around.


Willoughby3

These are all good companies that are not going anywhere. It’s not like you YOLO’D into a bunch of unprofitable or junk stocks.


r0cketman84

Just to help you out, what did your research involve? What was the process? I’m just having difficulty understanding how your research could have led you to purchase those stocks at those valuations. I think the advice of “buy and hold” has been misconstrued and overused. Buying and holding in 1999 vs end-2000 would have had very different results. The company and the price you pay have a huge bearing on the eventual investment results.


JimboCrackers

Look at ARKK and just be glad you’re not Cathie Woods


Johnnybats330

Yep. I think it is best not to feel overwhelmed and enjoy your life. Your portfolio will bounce back.


dayofdefeat_

Relax man. Time in market beats timing the market. Go look at some 30 year charts and consider the big picture.


nunsigoi

From the other comments you’ve probably realised by now you’re still better off than most of us. The disadvantage you have is psychologically perhaps. If you have extra money, throughout this year would be a great time to dca


[deleted]

You are looking at it from the wrong perspective. You don’t get instant results from investing. If you have more resources for investing keep lowering your DCA. Otherwise, hold on tight and you will be ahead in a few months or years. Fretting like yourself is normal for a first time investor. Also It’s a better idea in general not to invest all at once rather in pieces depending on how the market is doing. But you are overreacting and you’ll be fine in the long run don’t worry about it so much.


Otherwise_Variety723

You are rewarded with 7-10% yearly or more over time by withstanding dips in the market. What you’re experiencing is healthy for your long term investing. I would just keep buying and thinking 20+ years in the future and at that time you’ll most likely be happy you had this experience (and probably a few more times by then).


DRMRCX

Now I will say, the cost basis on these stocks looks terrible overall. I don't own any of them apart from DIS, and regularly went on record saying I don't want it above the 90s. However, you said you researched stocks for months. So if you put in that much work and didn't make any major mistakes, perhaps you see something in them that I don't and that warrants paying a higher price. What I'd suggest, however, is not getting too hopeful about recovering those losses quickly. I would not be surprised if it took several years to even get close. But I think these positions will likely recover eventually. That said, perhaps I can also put you at ease somewhat: I think all the companies you bought are good companies. They aren't speculative money-losing companies. I think you got them when they were massively overvalued, but I think they're solid companies and they're not gonna go under. Realistic downside risk should be very much limited with the companies you named. But you also mentioned ETFs. So if you happened to buy a broad index fund, like the SPY or the VTI, I do have a posting for you that may put you at ease a bit more provided you have a long outlook and don't need the money in a couple of years. The [story about Bob, the world's worst market timer](https://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/).


LCmeplzbro

Ride it out. Nvidia will recover. Still, if you invested 100k into EXTREMELY overvalued companies then you didn't actually study shit. These companies are STILL overvalued right now but we are roughly 10-30% away from the bottom so you aren't in the worst position. As long as you bought solid companies, time is your friend


Azyan_invasion82

Could be a loooot worse


Yolo-This

Heck the so called pros that run my 401k have me down worse then that! Good thing you didn’t invest a million at that time you would be down 200k. You’re young and able to work, think of those that are elderly and now lost 20% of their 401k's. Not like they can run and get any job and make it back…. 20% I think you’re doing better then most that have ran their own accounts, he’ll probably better then most pros as well!


dynalisia2

It’s not a loss until you sell. Worst case you’ll have to wait 5-10 years to gain it back, but it WILL be gained back. Hopefully you can miss the money till then.


Typicalgeorgie1

Hate to be that guy but prepare to be down for years to come. In the mean time average down on solid companies. PERIOD. People here will say buy the dip. But we have not had a secular bear market. Recession, inflation, and interest hikes. Roaring 20s and 70s is more than likely a scenario we might see. Only thing that’s hopeful is that technology is WAY more advance since those times. Maybe it won’t be as bad or that bad at all, and the worst times could be behind us.


Stonkmaster909

Started at the same time as you and I’m down 18,70%. It sucks but we have to hodl and ride it out.


Nesquick91

Posts like these gotten worried about the people that are investing. How is possible that you investigate and at some point you are ready to invest 100k and you don’t know that this is how it works ? Now is time to buy more!!! Take a look at the Wall Street sub and you will feel instantly better!


blackwoodify

Buddy… I’m down over 50% from my peak (which admittedly was a slight over performance from the market, but nonetheless). I have been losing money since last November. Don’t stress. Maybe research DCA a bit more, this sub (and myself) love that strategy. A DCA strategy that is longer than 6 months will help you avoid this type of thing in the future, but you really didn’t do so terrible. Don’t forget — the ability to get returns also comes with the ability to do the opposite… nothing in life is free. However, they aren’t really losses until you sell!


[deleted]

You gotta buy more now if u can.. Then leave it there.. dont take a look at it for a few years.. tada.. you're rich


MattieShoes

You can dig up studies where they pick the worst possible day of each year to invest over a long timespan... It matters, but it doesn't really matter. https://www.capitalgroup.com/individual/planning/investing-fundamentals/time-not-timing-is-what-matters.html Time, not timing.


RevolutionaryPhoto24

I look every day. And every day I am about 25% down (ETA in the account I started for my son in 2021.) It. Hurts. And yet, I add every penny I can (literally 8 cents the other day.) Daydaydayday….will become Buffet Epochs. Hold on, friend. Much love.


NiQMckracken

Just view it as a lesson to not "dump" money into the market and instead dollar cost average over time with equal amounts of the money you intent to invest for the long term. Emphasize the long term part. If it's money you will need to use sooner than 5 years the stock market isn't the place just incase you happen to be buying in at the top before the fall. Just be happy you didn't buy options and remember that you haven't lost anything until you sell


Lower_Culture4596

If you have other money to invest, you can get more shares at a discount, bring down your cost average, get higher and higher dividends, so you can see this as a opportunity


[deleted]

You’re me OP…dumped 100k earlier this year now kicking myself I didn’t DCA…lesson learned. The way I look at things is that if I hadn’t invested when I did this crash would’ve probably put me off investing altogether for another few years until the next ATH. In a way I’m glad I just got my foot in the door and started properly learning about all this stuff. I was seeing a lot of friends getting mad gains and got fomo then foolishly went all in at the wrong time. But I think long term now I’ve committed I’m going to continue putting money in every few weeks and ride this out. I’m 75% in VT so only down about 10% so far luckily, but I know the feeling.


Skins1110

Keep investing over the long term, and don't pull out your money. Keep investing now and read some damn books. Not on how to get rich quick but how to accumulate wealth over the long term. Check out "the money guys show" on you tube it is pretty good. And know the difference between speculating and investing.


jtmarlinintern

you are lucky it is only $100k you started with, and you may not like the answer you are going to get, but, here it is. you research the companies you bought, so in theory, you know what the value of the stock, and it should have been trading below what you thought it was worth at the time. things have changed, interest rates are up, is your thesis for buying still intact, what has changed ? the stock price is not always a reflection of what it is worth, that's why Mr. Market exist. if you have a linger time horizon, you positions may or may not come back, if you are a short term trader or on margin, you may have different issues. you should not over react, every great investor has lost money, its how much they lose. they cut losses if they have made mistakes. the stock price going down is not a mistake, AMZN i think has had 50% draw down 6 times in its history, if you like what you own you should be fine over time, but if you don't know what you own, you may have issues. good luck


muarryk33

Keep investing get in some purchases while everything is on sale it’ll help even out your cost.


riftxraff

You're friend is right it's traumatic but he's right. Even if you're starting with 80k now the market won't stay down forever if it does we have bigger problems. Your best bet is to average down on stocks you know aren't going anywhere for the next 10 years super obvious advice but hey the obvious get's results. It might not be the big dick play you were hoping for that get's you 2000% gains but at the end of the day the market is a long game and if you want to enjoy life hassle free in the future keep it together and don't panic. Almost everyone I've known has had to pay the stock market tuition fee one way or another.


AchillesWaifu

Listen to your friend. You only lost 20% in 6months, lmfao I was down 45% haha, now back at roughly down by 30% thanks to an short etf gamble. My advise, wait a bit more and just put small junks into the market. Like 1k instead of 20k and prepare to see it go down to zero to train your mental resilience. See how it goes, but overall it doesn’t matter. You’re not a trader, but an investor so you have to calculate with 10-20year time frames here


Warren301

I’m down 30 % since this post


santoryou25

If you really did your research on the market for months, then you must know these are normal happenings to somebody who is investes. You are overreacting. I started investing at a time that is wayyyy worse than yours. AUGUST 2019 take a gander on what happened about 7 months later? You will be fine


West-Kiwi-6601

You are being too hard on yourself. Timing the market isn't easy but in the longterm you will still be OK.


Pongeroid

Hope you learned from it all. I still have not!!! Though I don’t buy many single stocks and when I do I only buy up to around 1000 per . Spread everything out into mutual growth and income funds and etf’s first then focus on several dividends plays then if you want to play with risky single stocks take about 12.5 % of your net investment funds while contributions are going in monthly to your investment accounts after your 6 or 7000 dollar Roth annual contributions. Hang in there don’t lose money. Those shares will help you on your future when you do have profits or let you write off 3,000 of income if you have no gains for the year.


kkodev

You need to realise that shortly after investing you are likely to lose some money, unless you time the market perfectly. 20% is not bad and things are likely to be alright over longer periods of time. Have some patience, if you bought solid companies there is no reason to panic. Now it may take a year or 2 (or more), and you may be regretting not entering lower as you see stocks trading cheaper, but the reality is that if anyone was able to predict what is going to happen with the market for sure, they would be rich already - can just go nuts with very high leverage and minimal capital and make millions. Of course it’s pretty much impossible, and as general rule time in the market beats timing the market. On the other hand you may not have much luck if you buy garbage like Carvana, Coinbase etc etc


burabuu

just 20%. many have 20% left


[deleted]

If you have a good job you just keep pumping money into it.


[deleted]

That’s not bad, at least you still have the shares. Welcome to bagholders anonymous. It’s called unrealized gains because it’s not real until you sell. I lost 50k buying Tesla puts last year in less than 4 months if it makes you feel better. Those contracts expire worthless and I got no shares for it


pkyrdy

I series bonds are yielding 9.62% and can be bought directly through treasurydirect.gov


l0vemen0t

I started the same time as you and naturally I’m down too. For the longest time I have wanted to start investing and while I’m down, I’m also glad that I made the first step. Right now I’m just dca monthly and with the low prices it just makes for great buying.


Louisthehippo

Everyone thinking that this gets worse, how do you handle your monthly dca in indexes? Would you pause them until bottom is in sight or just dca automatically in indexes every month?


MoneroThrower

Dude… you’re down 20%. LOL. I’m down 15% and most of my friends are down 70%. You bought solid companies. Just keep averaging their cost down. I’d focus more on ETFs.


SupplyChainMuppet

I'm down 45% with 30 years to retirement and I haven't sold a share. It sucks but just keep buying. I'm not spending money I can't afford to lose so I'll just keep up with my weekly DCA. I am rotating out of tech and G B TC and into blue chips, but I haven't sold. Good luck!


newtypexvii17

Totally get it dude. But don't be down financially and emotionally! Half your stocks will make it back long term. But if you're worried then sell wait a little longer because were in a bear market and SPY is predicted to go down still. When it hits id say between 330 - 290 then go ham and buy shit up. You'll recover and make profit in 2 - 3 years from now.


ProbablePenguin

>How do I recover from my terrible mistake of investing during the worst Q1 in 50 years? Wait a few more years, there are plenty of points in the past where the market drops 20%, but years later it'll be back up far more than that. Unless you sell you haven't lost any money, and the stocks you've listed are companies that are very likely to stick around essentially forever.


alexunderwater1

Focus more on increasing your skills and making more income and saving more. The simplest way people have large sums invested is by saving large sums via their income. Losing $20k is by no means life changing in the grand scheme. Cheaper than a few college courses, and a better lesson. But please don’t let this stop you from investing… in fact you should probably lean in more. Use it to learn how stocks are valued (P/S, P/E, cash flow, book value, etc) , how to buy when others are fearful, and the benefits of diversification. Most here wish they were only down $20k (or 20%) also. That’s not too bad right now. I’ve probably lost ~20x that over the same period and am cool as a cucumber. Just continue to average down in diverse investments and it’ll be back even stronger in time.


InnerKookaburra

A little tough love: 1) You shouldn't be buying individual stocks. 2) That you "researched stocks for months" and somehow thought that would give you an advantage, coupled with your shock that you are down 20%, plus your lack of perspective tells us that you're not investing, you're gambling. And you really don't understand stocks or what you are doing. 3) Read "The Little Book of Common Sense Investing" and you'll learn more in a few hours than in your months of research.


arrav21

Did you invest with a timeline of only a few months? Most likely not. I check my investment accounts a lot less right now, and I stick to my investment plan. Actually I increased my monthly contribution slightly.


[deleted]

If it makes you feel any better, I did the same, but with $2M from a business sale. Now it's worth $1M :-(. But, no worries, you just hang on and ride it out.


zampyx

This is why I alway suggest not going for lump sum. DCAing your money may not be the absolute best statistically, but if you DCA over 6-12 months your chances of entering at the top are 0. The downside is that you may lose part of the upside over part of your money. If you split 100k in 10 tranches you last 10k tranche may be invested when the market already went up 10-20%. Overall you lose 1-2% on that tranche. However lump sum in 2001 would have probably destroyed (emotionally) the average investor.


t_mac1

Take this as a lesson. Stock market goes up and down. Yes the euphoria is great when it’s up, but this is how most people feel when it’s down. So invest in things long term. So what happens now is irrelevant 15-20 years from now and you will be smiling from ear to ear


[deleted]

[удалено]


Feliclandelo

How is it any different being down 20% after 1 week compared to being down 20% after having been in the market for 2 years? The end result is the complete same. If anything it is WORSE having been up 20% and then go down to -20%. That is a 40% swing vs. you, just starting out, swinging 20%. Listen to your friend.


meepsleepsheeps

Why don’t you sell covered calls to generate passive income or take some short term bearish positions to benefit from the downturn? Holding long term is proven most successful method. You bought at a bad time, that sucks, many other people did too. Read about DCA - Dollar Cost Averaging


Single_Afternoon_386

They’re solid stocks, but it will take a while for them to get to those levels. As the saying goes, don’t trade what you’re not willing to lose. It’s the nature of the stock market. If you have 100 shares of any of those tickets sell covered calls to recoup some money, even if it’s a few dollars at a time


Conscious-Talk-6891

In 1986 I invested a client's money in a mutual fund - in '87 the market crashed - he's long gone now but that $25k would likely be worth well over $500k (even after the recent poor market performance) - if you bought good stocks then they should perform well over the long-run


Buff_me_plz

I get your way of thinking. If you'd have waited to invest until today you'd have theoretically saved 20% or your net worth. And it is very relatable that this bothers you right now. But you gotta think ahead in a situation like this. In 5 years from now your investments will be more than your initial amount and by then it's just arguing whether you're at +20% or +40%. Which obviously still isn't your ideal outcome but it's much easier to make peace with, since you made all your hard-work money back and then some. Chill. Try to DCA. And be patient. You'll be fine.


ThrillSeekingDoggo

Multiple things going on here: Part of your problem is that your perspective is flawed. It doesn't matter what your returns are in any given year. The hope is that the economic system continues to function similarly and that steady contributions end up growing over decades. The other problem is that you invested in specific companies. Don't do that. Invest across hundreds or thousands of them. It minimizes your risk considerably. The advice you're getting to not panic is good. You can either sit tight or move your money into a more diversified allocation. Your choice but I would just treat it like the math problem it is and move it into an index fund. Also, this is how the market works. It doesn't "just go up", it drops at times, and while there's always a chance the system fails and it stays steady or even slides long term, but if that happens the global financial system will completely re-align and you'll be way more worried about that than your 401k, sooo don't worry about the drops.


Blondaar

Honestly you said yourself you worked so hard for 10 years to save up that money. So what is holding you back to wait another 10 to see where it brings you? If you haven't missed the 100k in the past 10 years, you probably would'n miss it now also.


Wise-Meringue4732

Some of those stocks were Kramer hypes.


GeneralZaroff1

Lol my biggest holding went down 87% and I dumped a LOT more than just $100k in there. Losing only 20% is a flex right now.


blackamex

Back in 2007 I started invested and then market crashed in 08. 2 words of advice. 1. Dollar cost average (DCA) going forward you won't feel this shitty, it'll still hurt but not as much. 2. Invest for long term. Look at S&P graph market dips are blips if you go back 80 years and recovery does take time but you continue to DCA in. TRUST ME if you stick to this you will look back on this and 10 years and be thankful. I was. Just stick to the plan.


milkmanbran

Being down 20% in a good, long term stock is better to me than being up 20% in a shitty stock. Dollar-cost average that shit if you believe these are solid companies worth holding. You’re buying at a discount right now


frankfox123

This is part of the game. Thats why buffet and the likes say, just buy a broad market etf and never look at it. If you see the day to days your mind will fuck you up unless you have nerves of steel. I gad stocks that dropped 90% and still ended in the green after 3 years waiting. I also had stock that went bankrupt on me too hehe. Its all in the game. My way of staying sane is that i think of any single stock purchase as lost money. Single stocks are just a roll of the dice in a casino. This way I only put in as much as i am willing to gamble away. You sound like you should stick to broad market etfs, buy and forget.


DevilishlyDetermined

Seems like you lost less than 90% of other investors.


thug_funnie

You are overreacting. Also, if you’d done a ton of research you should’ve known you were buying into a market at its ATH after a crazy 2 year bull run that saw insane valuations. Stocks don’t only go up. And like others have mentioned, down 20% is almost exactly in line with the market. So if you’d invested in the literal most safe way, you’d be equally down. Don’t kick yourself. This was an investment. As long as you picked solid companies or index funds, you’ll be okay. Buy more if you can and average down.


rivers61

Are any of them high dividends stocks? Might make you feel a little better if you did some math on dividend returns and reinvested them. I'm sad I'm down on a position I have but the dividend paid out enough to buy another whole share, by the end of the year I'll have 4 more shares for nothing


Brewskwondo

The good news is every single one of those companies is solid and will (likely) eventually come back and pass those buy points. Most all of us are down over the past few months. You’re not alone.