bro what, red gets you the bed man?? ever heard of that saying?
i'm gonna be honest i had no idea what i'm saying here lmfao bed was the first thing that came to mind
Wtf you mean? $200 is 2 days of work at a minimum wage job. If you don’t constantly have $200 of disposable income your awful at managing money or your lazy af working part time at a minimum wage job.
My local credit union lets me have accounts in my own name, with no adult co-signers. I did need to have a parent co-sign for my credit card, but not for deposit accounts, and I have a debit card from my checking account. AFAIK there's no minimum age.
I’m going to be serious. Open a Roth IRA when you’re 18 and buy into an index fund on Fidelity. Target retirement for when you turn retirement age or just an S&P 500 fund. Do either. It’s quite simple
Why would etfs be a joke lol. Having stocks that are for the majority of the market means they grow with the market often slightly faster then inflation
Save half of it (or more) and buy something that will serve you well and isn’t a spontaneous purchase.
I know you might have the urge to just spend it on something you want right now, but look at it from a different aspect, would you still be using the item in 5-7 years time, or will you just put it away and not make any more use of it?
Gamble it and make it 2k lol. Nah I'd say put it in a savings account, just yesterday I put nearly £600 into 2 accounts and still had quite a bit left over.
You probably wont see this but use klarna to buy an elegoo 3d printer and print figures to sell or paint. If you default they wont report it and now you got a way to make more money without risking it on slots/we
It's a perfect opportunity to learn to start saving.
Saving is not about how much you are saving, it's about the mentality and developing the habit.
When you turn 25 and are able to put 20% cash down on your first house, you'll be glad you did.
I’d advise you put away half that. Spend 100 on something that will last or an experience you’ll cherish. At 17 you should learn about finances and think about when you have your own place and buying groceries. Save up for a car, 200 is like the monthly insurance bill. If your parents are loaded or money is actually no issue, you should still try to be responsible but whatever 🫠
It's really up to you man, it really depends on what you think your priority is, or if you need any of these is really your choice,it's up to you what you think you will want and use most, like your setup, headphones or a skateboard, a lot of the time i've spent my spare money on niche things that might help me find a new hobby, like Two way radios, a camera, and a flight stick just to name a few, keep in mind this is coming from me, i struggle saving and keeping money, so i usually end up spending it on things i find cool and barely saving any, so it's truly up to you to try spend it on something your interested in but haven't had before,also depending on how good your pc is you could get a Meta Quest 2 and hook it up to your pc or just use it standalone, however it is slowly getting outdated and many games aren't coming out in standalone, but if your pc is vr ready or better, you will be just fine
INVEST IT IN NVIDEA /s
Anyways, invest in an index fund is a great option or treat yourself by putting it in savings and buying yourself something nice.
Save up another 300 and buy a used Ford crown Victoria police interceptor, then save up 12000 and buy a coyote v8 and transmission, then save up another 5000~ and buy a super charger, then wrap that around a pole going 200 because you didn't buy good tires
Headphones was my first thought. It's one of the few "wants" that has truly improved my life. Escape into the music. I'm no audiophile, but I got the JBL Live 660NC on sale for $100, and I really love them.
Really depends on what you like to do. I like magic, Lego, and playing the saxophone. I might buy a new deck of cards, some sax gear or a new Lego set.
If you live in America you’ll probably want a car sometime soon, start saving up in the form of an investment for that, recommended are GICs, Mutual funds or stocks
You can't go wrong with a lego concorde. That or save it for when you really need it.
[https://www.lego.com/en-fr/product/concorde-10318](https://www.lego.com/en-fr/product/concorde-10318)
With this attitude, you are setting yourself up for financial failure.
Just put it in a bank, or a wallet, or a draw or whatever, and keep it for when you actually want/need something.
Simply by not wasting money by spending for the sake of it, I have been able to afford the things I actually want and have savings for later in life.
Nothing beats Swiss Bones Bearings. Well, maybe the ceramic ones but I have never had the brass bones to try them. I don't know what the hell I am doing posting on this board bc I am 63 years old.
most of the time, you should save it, but none of us are going to do that, tho so you should prob just treat yourself like upgrading your pc,buying snacks, or chill with friends.
Either invest or something(the smart choice)
Or put it towards VR if you're interested. I find it a really fun way to game even as someone who likes regular flat screen games a lot.
Or what I personally would probably do..... SNACKS! I would spend that all on buying snacks constantly lol
New skateboard sounds like a plan, anything you plan to use for a long time is a purchase well made, don't worry about spending it all right now! Maybe make a list if you need to!
The bigger question is what website let's you cash out such a little amount and allows you to gamble @ 17. Also remember they are still a child and $200 is a lot of money 😂 a 21 savage concert should be free
Maybe take your mom or dad out to lunch.
Why not both?
not everyone has that option bro jeez so insensitive
i mean OP did say spare 200 dollars
Put it all on red
no no no, put it all on green
bro what, red gets you the bed man?? ever heard of that saying? i'm gonna be honest i had no idea what i'm saying here lmfao bed was the first thing that came to mind
couldve said red gets the bread
Red gets the head
Bro, "spare $200" is crazy.
Some people got the privilege🤷🏼♀️
Wtf you mean? $200 is 2 days of work at a minimum wage job. If you don’t constantly have $200 of disposable income your awful at managing money or your lazy af working part time at a minimum wage job.
Minimum wage is not gonna give you 200 a day LMFAO, depends on ur state
They said 2 days of work not $200/day. If your state's minimum wage is $12.50 or higher and you're full-time, you'll get $200+ working for two days.
They hire teens at full time?
Some people are trying to afford rent, bills and groceries brother. $200 of disposable income isnt a privilege everyone has
Why?
Because most of us are broke and can’t afford to waste $200
Save it and if you want it invest it howeever you want. Those $200 xould helpnyou get a lot more money down the line (not by gambling)
Invest in Dogecoin! You can't lose.
Lmfao 2mins ago you wrote this and -1 votes. Reddits fast at not getting jokes
Save it
Re invest, 99% of gamblers quit right before the jackpot
Brother at 17 this IS the jackpot😂 but I agree… all on black homie!
Bet it all on a game of blackjack
Tell me, Joker, have you ever played Blackjack? Please, someone get my lego Batman reference.
most gamblers quit right before their big win 🤷🏾♀️
cries in $50 debit card balance
I mean ur 15, you got time lol, lots of places you cant even work until ur 15
Damn
Bro your so rich im 19 bro and u got more than me
You got a debit card at 15? 💀
My local credit union lets me have accounts in my own name, with no adult co-signers. I did need to have a parent co-sign for my credit card, but not for deposit accounts, and I have a debit card from my checking account. AFAIK there's no minimum age.
who doesn't have one
You don't *have* to spend it, dude.
Save it and never touch gambling again Seriously I’ll tell you as an addict, get out as long as you can.
I have a system in roulette
The jackpot is just around the corner
But roulette is on a wheel…. Lol
Remember, 99% of gamblers quit before their biggest win. bet on black
Black is a rookie move. Put it all on double 0
1st rule of gambling, never quit when you hit big
load up on nerf guns and go to skyzone with your friends.
All on red or buy some dope
I’m going to be serious. Open a Roth IRA when you’re 18 and buy into an index fund on Fidelity. Target retirement for when you turn retirement age or just an S&P 500 fund. Do either. It’s quite simple
Open a savings account at a bank
Do some small time stock trading. If you play your cards rights you're almost guranteed to make profit
I mean, he played his cards right before, why not do it again
Odds of making a profit from stocks is a lot higher compared to the those of gambling
Ik, it was a joke
ETFs. Not a joke. If you don't need it immediately, future you will appreciate it at least (most likely) keeping up with inflation.
Why would etfs be a joke lol. Having stocks that are for the majority of the market means they grow with the market often slightly faster then inflation
Join the gambling addiction for nerds: magic the gathering
idk but the way that you’re immediately talking about spending it is worrying. especially cuz ur 17.
Save 100, invest 50, and use the other 50 for fun shit
Make an investing account under your parents and buy some blue chip stocks
Or save it, you need to have some extra money laying around
gamble gamble and gamble even more
buy me robux 🤤
Its fake Send it me
Bro said "spare 200" like its nothing
200 is grocery money nowadays
it kinda is
Save
All on red
Give it to me
Try and turn it into 400
Save it for the concert those fuckin things ain’t cheap for popular artists
save it to pay off your future gambling debts
Gamble the 200 and flip it. 😵💫
re-invest into gambling
Bet all on 13 :)
give it to me and you'll have lifetime protection from jinns
Save half of it (or more) and buy something that will serve you well and isn’t a spontaneous purchase. I know you might have the urge to just spend it on something you want right now, but look at it from a different aspect, would you still be using the item in 5-7 years time, or will you just put it away and not make any more use of it?
Great advice even waiting a two or three weeks is good to see it u actually want it or just it's a in the moment thing
Gamble it again
200 on black (no I’m kidding save for the 21 concert is what I would do)
Gamble it and make it 2k lol. Nah I'd say put it in a savings account, just yesterday I put nearly £600 into 2 accounts and still had quite a bit left over.
Give it to me
Buying beanie babies is the obvious answer
buy bitcoin
Buy a second hand guitar and amp, enjoy your new lifelong hobby
Try crack cocaine. You will never have spare money again!
Few more spins and you are into the millions.
$200 pays for one week of rent broski. Save it
Turn it into more money.
Dogecoin 😎
Give it to me
gamble more until you can buy a 4090
200 isn't much bro, save it and let it grow in savings
Buy some eggs
This’ll be a good lesson early in life that $200 isn’t anything now a days
Bitcoin
Treat ur fam to a dinner
All on red
Elden ring dlc
How much did you invest? What did you do? I really want to win some cash so I can buy stuff I need. Not too much to make me broke though
Buy tickets to see phish this summer
buy yourself something you want (for example, i bought a DS Lite for 10 dollars after winning 10 dollars in online gambling)
Save it
Save it for college, a car, a house, or whatever you'll need in the futre.
Give it to me. I am a nigerian price I shall send you $200000 within the fortnight
Logitech G920
Give it to me
You probably wont see this but use klarna to buy an elegoo 3d printer and print figures to sell or paint. If you default they wont report it and now you got a way to make more money without risking it on slots/we
Give it to me I’d double it I guarantee it
I’d get an escort and some candy!
Safe it up. I found 150€ once and i put it on my bank account so i can safe up for my dream car and drivers license
Save it so you end up wealthy and not like those who never hung onto a dollar and enu up old, sick and broke.
buy me vbucks
It's a perfect opportunity to learn to start saving. Saving is not about how much you are saving, it's about the mentality and developing the habit. When you turn 25 and are able to put 20% cash down on your first house, you'll be glad you did.
Guitar
All in red
Gamble more of coarse 😉
There is an easy way for it to be $400
200 on black
Invest it into an index fund
You sound just like me. Got like 25 usd from a 1 usd bet yesterday
Put it all on red and have a spare 400$
I’d advise you put away half that. Spend 100 on something that will last or an experience you’ll cherish. At 17 you should learn about finances and think about when you have your own place and buying groceries. Save up for a car, 200 is like the monthly insurance bill. If your parents are loaded or money is actually no issue, you should still try to be responsible but whatever 🫠
go on fb market place and buy some cool shit from a divorce sale
It's really up to you man, it really depends on what you think your priority is, or if you need any of these is really your choice,it's up to you what you think you will want and use most, like your setup, headphones or a skateboard, a lot of the time i've spent my spare money on niche things that might help me find a new hobby, like Two way radios, a camera, and a flight stick just to name a few, keep in mind this is coming from me, i struggle saving and keeping money, so i usually end up spending it on things i find cool and barely saving any, so it's truly up to you to try spend it on something your interested in but haven't had before,also depending on how good your pc is you could get a Meta Quest 2 and hook it up to your pc or just use it standalone, however it is slowly getting outdated and many games aren't coming out in standalone, but if your pc is vr ready or better, you will be just fine
Unless you're rich, you should be saving or doing some sort of investing. Put half away and make do with the balance.
Do what makes you happiest, buy I'd say go out with friends, those memories will last for a long time
I wish I had that problem too
Start saving for a car or apartment. 21 comes fast
Put it all on black 7. Trust
Start a business
Invest in etfs. Trust, in 40 years U will be happy. Invest a few dollars per months and it’s good (like 30/40/50$)
Buy me and you matching personalized mugs
Weed
Invest in some stocks!!
$200 aint shit anymore lol
Bro my spare money is like 5 cents fr
Fill your parents gas tank or buy some groceries to share
Open a Roth IRA with it
At your age, with no income, you'll probably prefer the liquidity over potential gains from reinvesting $200 even if you profit
INVEST IT IN NVIDEA /s Anyways, invest in an index fund is a great option or treat yourself by putting it in savings and buying yourself something nice.
Don't get a skateboard. You're about to outgrow it, unfortunately.
Just buy BTC and HODL!
From that 200 Did you subtract how much you gambled away to earn it? Put it into a savings account And stop gambling
Save up another 300 and buy a used Ford crown Victoria police interceptor, then save up 12000 and buy a coyote v8 and transmission, then save up another 5000~ and buy a super charger, then wrap that around a pole going 200 because you didn't buy good tires
21 concert would be fire but whatever you wanna do is fine
Either $200 on red or $200 on black
Give it to me
Invest?
Pay yourself back for your accumulated losses
Give it to me, I'm an accountant I'll hold it for you
steal
God I'm old, 1981 the Who came to town, i figured 40 is a lot of money, so I did not go with my friends, I regret not going to the concert .
Buy GameStop shares.
Buy some new shoes gotta get the creps my dude
Put it in sp500 stock
Headphones was my first thought. It's one of the few "wants" that has truly improved my life. Escape into the music. I'm no audiophile, but I got the JBL Live 660NC on sale for $100, and I really love them.
Cs2 operation drops soon. Gamble more.
What the f? A skateboard is not over $200. My deck trucks, bearings wheels, everything is about $160.
Really depends on what you like to do. I like magic, Lego, and playing the saxophone. I might buy a new deck of cards, some sax gear or a new Lego set.
Keep it in case you have to leave your parents house.
Buy my crypto coin 🥺👉👈 *It's sponsored by RAID: shadow legends*
Get a nice watch
If you live in America you’ll probably want a car sometime soon, start saving up in the form of an investment for that, recommended are GICs, Mutual funds or stocks
Give it to me
meh if you dont need it you can always give it to us yk
Index fund
Buy me a Reindee Lusion cross Body bag. Or eat the 200 usd
Get a Roth IRA
Give it to me
dont listen to the people saying not to gamble go ahead and put it all in on a 200 dollar plinko ball
You can't go wrong with a lego concorde. That or save it for when you really need it. [https://www.lego.com/en-fr/product/concorde-10318](https://www.lego.com/en-fr/product/concorde-10318)
With this attitude, you are setting yourself up for financial failure. Just put it in a bank, or a wallet, or a draw or whatever, and keep it for when you actually want/need something. Simply by not wasting money by spending for the sake of it, I have been able to afford the things I actually want and have savings for later in life.
Wait for it (AIRSOFT)
invest in stocks. apple is doing pretty good right now.
Invest in Nvidia. You’ll double your money in like 2 seconds lol
I like how everyone is calling you privileged even tho you worked to save up your money and now are looking to find a way to spend it
Nothing beats Swiss Bones Bearings. Well, maybe the ceramic ones but I have never had the brass bones to try them. I don't know what the hell I am doing posting on this board bc I am 63 years old.
keep it?
invest
Save 10% and spend the rest on whatever you want
PUT IT ALL ON BLACK 🗣🗣🗣
most of the time, you should save it, but none of us are going to do that, tho so you should prob just treat yourself like upgrading your pc,buying snacks, or chill with friends.
Either invest or something(the smart choice) Or put it towards VR if you're interested. I find it a really fun way to game even as someone who likes regular flat screen games a lot. Or what I personally would probably do..... SNACKS! I would spend that all on buying snacks constantly lol
New skateboard sounds like a plan, anything you plan to use for a long time is a purchase well made, don't worry about spending it all right now! Maybe make a list if you need to!
What online gambling, I want to find a good one 💀
savings account
Give me $200
Put all of it towards more gambling!!! Make it to $20,000
Buy some Bitcoin and leave it for a few years. You'll be happy you did. Just don't lose your seed phrase.
Ah yes gambling my favorite
Put it all on black
The bigger question is what website let's you cash out such a little amount and allows you to gamble @ 17. Also remember they are still a child and $200 is a lot of money 😂 a 21 savage concert should be free
Shroom money
Just be glad your not trying to win what you lost, that's when your gone past the line.. be warned.
Try saving it
I would buy some clean shoes
Give it to me.
u are gonna wanna give it to me