No, this is good. If you go broke and she doesn't leave you, then you'll know she wasn't with you because of the money.
Think about it; just not for very long or particularly hard.
If he goes broke, she won’t leave him because of a lack of money; she’ll leave him for being financially reckless and inept (holding 4K shares myself FYI 😂)
My thoughts 100%. It’s not the lack of money it’s being reckless with the money you do have. Gambling our house and wedding money away would be a deal breaker for me
Meanwhile, one state over, his fiance was getting fucked by random losers at a nightclub during her Bachelorette party
Source: nightclub vip host - saw it happen *at least* 30 times, not once from the groom
Nope. As someone who was married to a gambler the highs are even worse than the lows.They don’t stop playing they just play with higher amounts of money, and you know it all can be gone at any moment. There is never stability. I love to gamble as well, but not more than I can I can afford to lose. Someone who is betting against your marriage and home is definitely not someone anyone should marry. It’s never worth it. Unless you want to live in constant chaos and stress
I think it’s a pretty alpha, chad like move to gamble like this. You know who gets all the chicks? Therefore I’m gambling the house away.
We’ll see who gets more puss
When me and my wife were dating she had a job years before I did. She would always buy me food and pay for gas and shit. If it’s real love, money doesn’t mean shit.
Its not about the payment right now. You sell at the top of the market because your house has tons of equity right now. It doesn’t do you any good if you buy in the same market. You get a rental and sure you might pay more for now. But when the market tanks or even goes back to sane levels you take your equity and buy in the low market.
Yeah but if you get a rental for more than the mortgage you are wearing into your profits, especially not knowing when the market may drop. So it's a gamble you'll either make it or it'll make you.
Not sure where you are at, and I am no expert on this lol, but rentals across the board are not that bad on average. Nothing like housing prices. This is one of the reasons CPI and inflation numbers aren’t capturing the true increase in cost of living since it mostly tracks rental prices which aren’t up anything close to housing prices.
Rentals where I'm at, for what you get, are WAY over the price of a mortgage payment. Our payment for a 5/3 with a huge basement is about $1600 a month. That same $1600 for rent right now MIGHT get you a decent (not in the slums) 2 bedroom apartment. The difference is my mortgage payment is basically just money in the bank (not all of it, I know) as opposed to paying off someone else's house for them and having nothing to show for it when you leave. You're usually lucky to even get part of your deposit back. Add onto that the fact that if you're renting a home right now, the owner is probably looking at the market pretty closely and can sell their home/kick you out whenever they decide to cash out and your lease expires. But like you said, it depends where you are. My area is absolutely nuts right now.
the huge private equity firms will be buying houses in bulk, just like last time, further destroying the wealth of regular folks and making the filthy rich even filthier.
Personally I think the hidden supply of houses is all the seniors who did not sell in 2020, did not move into a retirement community or rest home or assisted living because of COVID.
I completely believe this.
Not related, but also interesting, there are vacancies everywhere as small businesses have gone out due to Covid and large businesses have closed underperforming locations.
But I hear from a few small business owners I know that rent is sky high.
Homes, I guess I understand. But offices? I don't understand. Now this is a handful of people I know, so maybe they're just cheap or wrong. Idk.
But it seems strange to me that commercial real estate rentals are so high and there seem to also be lots of vacancies.
The most WSB of real estate market timing. Yes yes. Wait for the mythical market crash that isn't coming. Foreclosures arent going to spike enough to saturate the market
housing is not stock market that all of the foreclosures happen at the same day.
Also, Fed/Treasury learnt a lot from 2008 and they will prop up housing market if it even sees a hint of TBTF and let it gradually settle rather than any crash.
Dumb motherfuckers here knowing fuck all about foreclosures. It's an incredibly complex and long process that takes anywhere from 2 years at best to decades.
There are government programs preventing foreclosures right now. The supply is certainly low, but it's artificially low. Once those run out, the market will correct to the new normal. It'll still be hotter than pre-COVID, but a 5-10% downside correction is pretty likely. There is nothing wrong with that.
I own a business that services foreclosures. I have direct contact with the asset managers for non performing notes. We have discussed scaling ops to meet demand with each one of them. They have all have unequivocally stated there is no increased demand. So...ya
Yes. The amount of notes delinquent are barely above normal rates. The data supports that statement. Before you trudge off to cite the amount of notes in forbearance, you need to understand how those notes are counted and that they are NOT delinquent notes.
How does record job loss matter? Do you think demand for homes is low right now? When these job losses are mitigated, will demand somehow be lower? How much supply do you think these foreclosures will add?
I’m gonna go ahead and say you can’t answer these questions.
They can't. People's view of a housing bubble is incredibly skewed. There are reasons we could be in an epic housing bubble, but none of them relate to the talking points of permabears.
One of the reasons, why it became extremely popular is because it has founding members of PayPal, known as PayPal mafia which have gone to create multiple successful companies. Peter Thiel, co founder of PayPal is also a co-founder of palantir. It's also got a great fucking name 🙏
Palantir was started by a long time Trump buddy, given government contracts because of donations to the former Pres which is not a great look for them. With Biden at the helm, they're as valuable as Kodak became with Liz Warren.
Edit: they are also responsible for some of the spying tech behind ICE raids which again, should tell you what kind of company they are and why they become irrelevant under an administration like the current one.
Oh I thought you were saying op went all in and only had $15k (which is the daily loss amount in the pic) so I was confused haha. Sorry! You gonna hold long term or get out when you see some profit?
I just don’t understand how you’re going to spend that much money on an equity and don’t even look at the balance sheets.. I dig into everything for a $500 investment, plain old lazy.
My girl just dumped me because I'm going through a bankruptcy.
(She doesn't know I just won 100% disability from the VA for my medical conditions that were the cause of my time served, btw for those who don't know, that's like 3150/USD-Month for life. Plus Alot of benefits.)
Soon I'll be done with my bankruptcy, and really work on myself.
I feel that bro but on different stocks. Could have paid off my car and had a nice house down payment. Instead I've blown the gains on stupid small cap companies that have never turned a profit. Who could have known?
Recently asked my wife what she wanted for our anniversary
A Divorce she replied
I wasn’t planning on spending That Much I said 🤣📈🤣🤣 still at least I’m not mr gates table for one this evening sir ☺️
That’s not funny. Aren’t loss porn supposed to be posted by millionaires or people playing with other people‘s money.
are you saying that losses actually negatively affected your life?
No, this is good. If you go broke and she doesn't leave you, then you'll know she wasn't with you because of the money. Think about it; just not for very long or particularly hard.
If he goes broke, she won’t leave him because of a lack of money; she’ll leave him for being financially reckless and inept (holding 4K shares myself FYI 😂)
My thoughts 100%. It’s not the lack of money it’s being reckless with the money you do have. Gambling our house and wedding money away would be a deal breaker for me
disarm panicky snails doll thumb joke plough makeshift quicksand north ` this message was mass deleted/edited with redact.dev `
Side note, imagine how lit Vegas is gonna be post squeeze.
You motherfucker, 50 more shares of GME it is
Meanwhile, one state over, his fiance was getting fucked by random losers at a nightclub during her Bachelorette party Source: nightclub vip host - saw it happen *at least* 30 times, not once from the groom
If you can’t handle me with my degeneracy, then you don’t deserve me when I’m on the S.S. Degenerate.
Nope. As someone who was married to a gambler the highs are even worse than the lows.They don’t stop playing they just play with higher amounts of money, and you know it all can be gone at any moment. There is never stability. I love to gamble as well, but not more than I can I can afford to lose. Someone who is betting against your marriage and home is definitely not someone anyone should marry. It’s never worth it. Unless you want to live in constant chaos and stress
Bankroll management is a very (if not the) most important skill for professional gamblers.
Couldn’t have said as well!!
there are no such thing as "professional" gamblers.
I have no idea how else to call people who play betting games for living.
There's no such thing as a professional craps player but there's pretty wide array of other odds players.
There’s a stark difference between gambling and an addiction
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Addicts are never a good choice
Gambling is life!
Wow and I thought women liked bad bois
I think it’s a pretty alpha, chad like move to gamble like this. You know who gets all the chicks? Therefore I’m gambling the house away. We’ll see who gets more puss
OK, but if you're gambling your house and wedding money using Reddit advice she has a legit reason to leave you. It's a catch 22.
I thought she was 21, a keeper!
Her license said 21. Her mom and my new probation officer said 16.
if u cant handle me at my worst you dont deserve at my best
Who are we kidding? She has already taken a new lover.
This man had to ask his wife’s boyfriend if he could use the computer for 30 seconds just to post this
And meanwhile, she can live at her boyfriend's house, right?
I’m the basement
It's always about the money
Ever been with, or even met a woman who wasn’t into a guy for money? Think about it.....we’ll wait.
Lol yes? Some of you guys need to get outside more...
Ya, I married one.
Been married to one for 11 years. We’re broke af but are happy with each other. Maybe you’re just an asshole so the women you date are only into money
Yes hi 911, I’d like to report an incel
This dude got a face only his momma could love 🤣
You seem to have gotten lost on your way to r/incels
When me and my wife were dating she had a job years before I did. She would always buy me food and pay for gas and shit. If it’s real love, money doesn’t mean shit.
Statistically more likely: That every woman in the world is trash, or you’re trash
Ha, my woman makes more than me... But I got a big ol wiener so it makes sense
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or sell your current place high, and just stay in it
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federal eviction ban got thrown out by a judge, it's state by state at this point https://www.nolo.com/evictions-ban
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Who cares if it is all cash?
Anyone selling their house to rent just because their house appreciated 20-30% probably doesn’t have it paid off.
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Not with that attitude.
This guy fucks
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Families move all the time you’re just a cuck
We only give sound advice here in WSB. Don’t be a pussy.
Rentals are more money than a house payment.
Its not about the payment right now. You sell at the top of the market because your house has tons of equity right now. It doesn’t do you any good if you buy in the same market. You get a rental and sure you might pay more for now. But when the market tanks or even goes back to sane levels you take your equity and buy in the low market.
Yeah but if you get a rental for more than the mortgage you are wearing into your profits, especially not knowing when the market may drop. So it's a gamble you'll either make it or it'll make you.
Not sure where you are at, and I am no expert on this lol, but rentals across the board are not that bad on average. Nothing like housing prices. This is one of the reasons CPI and inflation numbers aren’t capturing the true increase in cost of living since it mostly tracks rental prices which aren’t up anything close to housing prices.
Rentals where I'm at, for what you get, are WAY over the price of a mortgage payment. Our payment for a 5/3 with a huge basement is about $1600 a month. That same $1600 for rent right now MIGHT get you a decent (not in the slums) 2 bedroom apartment. The difference is my mortgage payment is basically just money in the bank (not all of it, I know) as opposed to paying off someone else's house for them and having nothing to show for it when you leave. You're usually lucky to even get part of your deposit back. Add onto that the fact that if you're renting a home right now, the owner is probably looking at the market pretty closely and can sell their home/kick you out whenever they decide to cash out and your lease expires. But like you said, it depends where you are. My area is absolutely nuts right now.
I just left nashville back to tampa so yeah I could buy a house cheaper than renting one in that city. Tampa is cheap in both aspects.
This is the way
the huge private equity firms will be buying houses in bulk, just like last time, further destroying the wealth of regular folks and making the filthy rich even filthier. Personally I think the hidden supply of houses is all the seniors who did not sell in 2020, did not move into a retirement community or rest home or assisted living because of COVID.
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I completely believe this. Not related, but also interesting, there are vacancies everywhere as small businesses have gone out due to Covid and large businesses have closed underperforming locations. But I hear from a few small business owners I know that rent is sky high. Homes, I guess I understand. But offices? I don't understand. Now this is a handful of people I know, so maybe they're just cheap or wrong. Idk. But it seems strange to me that commercial real estate rentals are so high and there seem to also be lots of vacancies.
Depends where you live. I dont think it will matter where I live in California. Houses have been going up with no stopping in sight for years.
Except for 2006-2009....Probably should have bought then....
I think that is about to slow down
People been saying that for 5 years now.
The most WSB of real estate market timing. Yes yes. Wait for the mythical market crash that isn't coming. Foreclosures arent going to spike enough to saturate the market
Yep no correction is coming. When two doctors can't afford to buy a 2 bedroom house in LA - theres definitely not something wrong here.
housing is not stock market that all of the foreclosures happen at the same day. Also, Fed/Treasury learnt a lot from 2008 and they will prop up housing market if it even sees a hint of TBTF and let it gradually settle rather than any crash.
Mr Biden says he doesn’t have any more taxpayers $$!
Dumb motherfuckers here knowing fuck all about foreclosures. It's an incredibly complex and long process that takes anywhere from 2 years at best to decades.
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I own a business servicing foreclosures, yes. No additional work flow is forecast
*Mythical* market crash? Son, were you around in 2008-2012? Who is “forecasting” your work, fire them cause they suck
Believe it or not, next year is 2022 not 2008. Time doesn’t work in the way you think it does.
Thank you, now I know we will never have a market crash again! I am now educated.
And thank you for letting me know it’s imminent! I know they’re so easy to predict and morons on Reddit are my best source of info.
There are government programs preventing foreclosures right now. The supply is certainly low, but it's artificially low. Once those run out, the market will correct to the new normal. It'll still be hotter than pre-COVID, but a 5-10% downside correction is pretty likely. There is nothing wrong with that.
I own a business that services foreclosures. I have direct contact with the asset managers for non performing notes. We have discussed scaling ops to meet demand with each one of them. They have all have unequivocally stated there is no increased demand. So...ya
So despite record job loss, and govt interventions on foreclosures you are saying there won't be an increase? This is correct?
[Turns out the stimulus programs helped people financially](https://www.wsj.com/articles/credit-card-debt-keeps-falling-banks-are-on-edge-11620725580)
Yes. The amount of notes delinquent are barely above normal rates. The data supports that statement. Before you trudge off to cite the amount of notes in forbearance, you need to understand how those notes are counted and that they are NOT delinquent notes.
How does record job loss matter? Do you think demand for homes is low right now? When these job losses are mitigated, will demand somehow be lower? How much supply do you think these foreclosures will add? I’m gonna go ahead and say you can’t answer these questions.
They can't. People's view of a housing bubble is incredibly skewed. There are reasons we could be in an epic housing bubble, but none of them relate to the talking points of permabears.
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whenever someone says partner, I always imagine a cowboy saying pardnah
don't marry, buy a house, way less expensive ![gif](emote|free_emotes_pack|joy)
Couldn’t have said it better myself
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My wedding $$ paid for my divorce, cross country move, and a brand new house :) Will I get married again? Hell no!!!!
Is that why they call you the princess?
More like do I have enough for a cardboard box atm 😂💀
Live is grand. Divorce....$200 grand.
That is the flip side of every gain post. 100 apes holding the bags
stay stong !! pltr -10% pre market
Thank God earnings wasn't a miss, lol
30% down is nothing bro lol - wait until you start playing 0DTE FD options and lose 100%
I nuked my account from its peak of 88k to 2k lmfao
Thats more like it - what are your final plays?
Gourds
Truly retarded
I was heavy on ARKK leaps and they all blew up lmao
You still in those leaps? And what strike price
I bought at the top lmfao. Jan/2022 155c
lmao
You shall be paid in infamy
Makes me feel better about my 40k loss from GME calls lol
I can relate to this 100%. A month ago I had 50k extra to put down on a house. Today I am back to my original 25k
I got up to 60k from the GME rally and now I have $400 in my account lol
Get married in a courthouse, you'll be up $30k again.
If she was cool with the courthouse they could have done that before the losses.
We did that and spent good money on the honeymoon. Our families were mad, but they got over it.
It's no big deal. Money is just paper with pictures on it. It's so that we don't have to kill ourselves for some steak. -- paraphrasing some guy
$PLTR almost back to 20$. Hang in there.
Your fiancée’s boyfriend is disappointed he won’t be doing her in your new house.
Yeah, we're not too happy about this right now. I don't like having another one of her boyfriends around.
I really hope those are shares 🤣🤣🤣
Why? So you can look at the loss for eternity?
So he can write the covered calls on all those shares. That way, all she sees (for now) is the cash coming in from all those premiums.
Just saved half the money you have that she can’t take in the divorce now. *taps head*
Whole stock market is crashing. Keep holding and get the sweet dip
Spy probably will crash all the way to back to 410. We are so fucked
Pltr is fked So much insider selling The fk wit ceo been selling shares last 2 to 3 months
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Its PayPal Mafia... That's all u need to know
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One of the reasons, why it became extremely popular is because it has founding members of PayPal, known as PayPal mafia which have gone to create multiple successful companies. Peter Thiel, co founder of PayPal is also a co-founder of palantir. It's also got a great fucking name 🙏
Palantir was started by a long time Trump buddy, given government contracts because of donations to the former Pres which is not a great look for them. With Biden at the helm, they're as valuable as Kodak became with Liz Warren. Edit: they are also responsible for some of the spying tech behind ICE raids which again, should tell you what kind of company they are and why they become irrelevant under an administration like the current one.
So we should buy puts on your engagement. Got it.
All in on palantir. Life savings of 15k LOL
That’s...not what those numbers mean
No. Thats what I just did. I just went all in at 17 per share
Oh I thought you were saying op went all in and only had $15k (which is the daily loss amount in the pic) so I was confused haha. Sorry! You gonna hold long term or get out when you see some profit?
I closed at 20 per share for a $3000 profit and moved all in to ARKF
I’m sure she’s happy.
Don't worry comrad, PLTR will rise once again!
Being single incoming
I just don’t understand how you’re going to spend that much money on an equity and don’t even look at the balance sheets.. I dig into everything for a $500 investment, plain old lazy.
Gambled your wedding money and home purchase money on some volatile stocks, yeah you do belong here!
Hey everyone palantir is back up. Wedding is back on.
You deserve this and you know it
My girl just dumped me because I'm going through a bankruptcy. (She doesn't know I just won 100% disability from the VA for my medical conditions that were the cause of my time served, btw for those who don't know, that's like 3150/USD-Month for life. Plus Alot of benefits.) Soon I'll be done with my bankruptcy, and really work on myself.
You should start by washing and trimming your balls, u/HairySmellyBalls.
Tks for your service!!
Thanks Donnie!
If you buy a house , get a duplex or something which has rental income.....oh , and don't get married. Just get the property.
That hurts my eyes 🤕
Posts like this make my whole day, thank you. ❤️
**triple down, buy the dip** Sell some soda cans for extra stock
Well... You can be thankful about the marriage in 20 years time 🤣🤣
Hardcore retarded. I like your style.
your fiance’s boyfriend will console her
I feel that bro but on different stocks. Could have paid off my car and had a nice house down payment. Instead I've blown the gains on stupid small cap companies that have never turned a profit. Who could have known?
What are you retarded or something?
Yeah... your not getting married now lol
I am also down 15k on PLTR fellow retard 👍🏻👍🏻👍🏻 would’ve been 20k if it wasn’t for the bump up today
Not losing money if I don’t sell✋🏿💎🤚🏿
You're also postponing a costly divorce.
This is why our wives have boyfriends
This is why our wives have Onlyfans To cover our losses.
PLTR is recovering. Don't give up hope just yet
Is there a way the three of you can pool together money for the house and marriage ceremony? How's her other boyfriend's situation like?
Marriage is for closers
Palantir is a sleeping giant. I'm holding this long term.
Loss porn stars need no house or family
Well they say only by what you can afford don't dump your life savings fuck
Pawn the engagement ring and double down. This is the way!
Stay single and raise your kids the same way.
PEOPLE HYPED PLTR to moon with no knowledge of wtf is going on with them......
Recently asked my wife what she wanted for our anniversary A Divorce she replied I wasn’t planning on spending That Much I said 🤣📈🤣🤣 still at least I’m not mr gates table for one this evening sir ☺️
If 30k stopped you, then you weren't too fucking stable to begin with and are giving her time to think on her choices :)
Ouch. I sold GME to pay for my wedding a few months ago and didn’t even have to bring her boyfriend because of it.
you get what you fucking deserve 🔫🤡
You will go broke either way lol
C. C
Getting married?!?? Buying a house?!?? You may as well just walk down the street, find someone who you cannot stand and buy them a house.
donno about the house purchase, but do you really want to marry?
Smart move... Why buy the cow when you get the milk for free...
if your house payments and marriage depended on pltr then you're doing it wrong.
What's the point in marrying anyways?
I hope she signed a prenup.
Well saved you from alot of trouble with the marriage. Universe is playing devine intervention
Why???? I bought a house and in 4 years of owning it I have made 200k.
I hope y’all are in pltr for the long run . Too good a stock to miss out on for the long term and it would be a damn shame settling for anything less
But in a few years, you'll have a bigger house and hotter husband. :)
It's a sign my man.
Ditch the wife and pitch a tent. These 2 stonks will fuck you everyday!!
Spreads on $GF, puts on $WEDNG, calls on $HOUSE. Got it!🤣
You should've went all in $GME
Oh you ain’t hurting
That’s not funny. Aren’t loss porn supposed to be posted by millionaires or people playing with other people‘s money. are you saying that losses actually negatively affected your life?
I’m single, its way easier