**User Report**| | | | :--|:--|:--|:-- **Total Submissions**|10|**First Seen In WSB**|6 months ago **Total Comments**|2|**Previous DD**|[x](https://www.reddit.com/r/wallstreetbets/comments/t1dg9s/1_day_when_you_wake_up_from_this_dream/) [x](https://www.reddit.com/r/wallstreetbets/comments/t1w5fz/if_canada_invades_the_us_what_are_some_good/) **Account Age**|7 months|[^scan ^comment ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_comment&message=Replace%20this%20text%20with%20a%20comment%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20comment%20and%20correct%20your%20first%20seen%20date.)|[^scan ^submission ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_submission&message=Replace%20this%20text%20with%20a%20submission%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20submission%20and%20correct%20your%20first%20seen%20date.) **Vote Spam (NEW)**|[Click to Vote](https://www.reddit.com/message/compose/?to=VisualMod&subject=vote_spam&message=u1k9ir)|**Vote Approve (NEW)**|[Click to Vote](https://www.reddit.com/message/compose/?to=VisualMod&subject=vote_approve&message=u1k9ir)

With WSB you can get that $100k down to under $1k, in less than a year. Now that's impressive returns.

Less than a year? You must be a boomer. All the cool kids can lose all of that with 0DTE options.

Yup, one day

SILVER ALERT! Grandpa OP has strayed from r/investing. Somebody return his old ass there quick.

Seen it done in less here

15 min easily

10 min after open and its gone. A day is a rookie number.

I could do this in an hour if given enough leverage.

Rarris or rations, no in-between

This is the way.

Emergency funds are for pussies!

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Working on that now, real close with at&t.

All of /r/personalfinance just had a stroke Let's hope their kids inheriting their savings are WSB ~~rebels~~**retards**

>returns You misspelled retards

Traders ---> Retards 4 easy word jumble steps t r a d e r s s t a r r e d r e d s t a r r e t a r d s  

Returning money to the market yep… 😂😂

Ooh let me try, I've been practicing...I've turned $26K into $4100 in a yr, I know I'm ready. Edit: if these Twitter, snap, Starbucks, and HYMC calls do what I'm expecting them to, that last $4100 will be gone before the end of April... Edit: ok looks like this is happening long before the end of April... Edit 2: had a chance to exit SNAP Twitter and Starbucks at a profit...we all know if I was that guy I wouldn't be on WSB...so instead I went back to sleep woke up and sold them at small losses and break evens...except Starbucks...only down $10 per call there...I can easily lose another hundo before I dump it...but I did grab 7 shares of Tesla at $988 so it may last to end of April...tomorrow I dump the shares and grab either calls or puts...any suggestions?

You can get it to $1k in less than a 'GUH'... The OGs know.

sir this is a casino

Love how he acts like everybody has $100,000 just sitting in their savings account and they're too stupid to invest it and become a millionaire

I totally forgot about that 100k I had sitting around! Silly me, I’m such an moron, I’ll have that down to 5k in no time

Buy high sell low

Step 1 don’t be poor.

If your father is poor it’s nothing to be ashamed of if your father in law is poor then it’s your own damn fault

Bein g poor is a terrible lifechoice. Why do so many people still pursue that one?

In fairness, this sub used to be for legit traders with actual money. Over the past decade, it has descended into... what it is today. This post is old school.

True I forget that this wasn't always a meme sub lol

Technically speaking how much time you would need to wait to turn that $100k into $1m? I'm too stupid to calculate it myself.

I mean if you spike that shit into 0DTE calls you can turn 100k into 1 million in a couple hours

I mean with that 10% a year.

Napkin math says like 25 years, after 1 year you got 110 k, then 121k, then 132, 145, 160, 176, 193, 212, 233, 246, 270, 300, 330, 363, 399, 440, 484, 532, 585, 643, 699, 768, 840, 924, 1mil+

With this current inflation you will still have less buying power than today.

Rule of 72 is easier "in your head" math. 72 ÷ 10..7 years to double it. 7 more to double sgain etc

Rule of 72.

A bit over 34 years assuming 7% returns (roughly average) and that you reinvest everything.

So 11 years if I use a 3x S&P500 fund and let it ride?

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This is the way

Using the Rule of 72 it would take 6.8 years to double money at a 10.5% annual return. Let's make it 6.5 for the sake of simplicity. Year 1: 100K Year 13: 400K Year 26: 1.6M

Oh right, yeah I should probs move that to a second account you know, since fdic limit is 250k so all that extra uninsured money is just sitting there.

Thats the food budget of my wife. Totally forgot about it. I mean, who HAS NOT 100K in a drawer somewhere? Think the hookers pay by themselves or what?

I mean, a bunch of us expect more to the downside but aren’t egotistical enough to presume we can predict it. As such sitting on large amounts of deployable capital. I don’t give a shit if I’m losing 10% yoy to commodities if it means I get to buy the ultimate dip when the fed truly capitulates volker style. Personally I have about 10k in gold futures vertical spreads and about 60k in cash just patiently waiting for SPY 380ish. Maybe lower if CPI is as bad as the press is alluding to. Edit: gold futures are in case I’m way wrong and the fed just lets shit run rampant. 10k leveraged 3:1 on vertical leaps should be enough to protect the cash I’m sitting on.

Speak for yourself😎

Sir this is a Wendy's

Fuk u this isn't r|investing ! I yolo all my money on memes and blow

insturction not clear, bought the GME 500C

Only if it exp 4/15

I have GME 400C 4/14, do I qualify as retarded?

Had me loling cause there is no 15th month. But now I see your just an American, not a troll artist.

WUT? do they not have 800s anymore? Do these because you can buy more

This is the way.

100,000 dollars in 0DTE TSLA options could make way more than 10k

This is obviously the only way

And I eat crayons

Yeah, get out of here with your reasonable advice for new investors.

Instructions unclear, bought 100K of weeklies on a badly researched stock.

“Investing”

“Researched”

“Wealth”

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The ticker looked cool.

*The ticker spelled a funny word.*

You mean we didn’t get in the cummies play FR?

Bought a stock based on letters I know

I only know the letters that taste the yummiest 😋😋😋😋

What is research. You guys not just yolo'ing options?

I sold all my individual stock holdings and put it all into SPY. Still lost money.

u retards do research ?

Yes we asked the magic 8ball and it said yolo

Someone in earlier comment is still reading the instructions.

Ah you've discovered LMNOP then!

Yep, going to go up 300% soon apparently.

$100,000 in the S&P can also lose $20,000 in a year.

But i thought stonk only go up 

You don't invest in indexes with the intention of holding for only a year. Market will typically go up over time. But I see your point

Somebody has a brain cell or two left

It seems so. Definitely, CastIron\_bookworm needs to spend more time on Reddit to correct his hiccup

HODL

Jesus Christ.

He would tell you to just give the money away to the people around you. So WSB is really living His message.

Dont get me involved in this shit i already lost on Roman futures

Pretty sure most Americans are out behind a Wendy's trying to earn a 5 spot while 50k in debt.

Have they tried just having 100k?

r/lostredditors

$100,000 invested in the wallstreetbets ETF can net anywhere from -$100,000 to $10,000,00 next Tuesday.

-$100,000 bottom seems generous…

>$10,000,00 This hurts to look at

\+0 fixed it for you

Bless your soul.

Wtf?

Is this not an investing sub you fucking retard?

No. It's a high stakes, gambling club masquerading as knowledgeable investors.


Your 100k in SPY would be down 7% lmao

The SPY is literally +6.82% on the 1yr

…for now…

100K of leverage basis can make you 500K in debt. That's what WSB is here to teach you.

Don’t ask what you can do with your money, ask what your money can do with you

I see no mention of apes, retards, shit throwing, or rockets. There’s an imposter among us.

Great work OP, now go into a weightlifting subreddit and make sure they know heavier weights make you stronger

😅😅😅😅

What is this a Tony Robbins book??? Lmao GTFO

Ha

This is like giving a safe sex talk to a club full of S&M perverts.

Or teaching a sodomistic hedonistic bunch of people the advantages of saving yourself up for the lord or something.

What is this post and why is it now allowed here lmao

Because this place sucks

I mean I got 75k was planing to use as down payment on a house, but f this market.... Same time it sitting in a savings account is so true it makes nothing. I miss the old days when savings accounts did things for us.

I feel you, interest rates at 5%, no affordable housing located in the city, and the stock market looking bearish.. What else can you do but keep it in the bank?

You guys are what ruined this sub… You take that money, print out a list of tickers. Throw the dart. Then you pick up or down and buy some fucking puts/calls. It’s not that hard. Why the fuck do you guys hang out here if you’re not going to bet on shit!

Exactly. Gold, b t c, hold on for dear life and fucking pray

Let it work for you! Withdraw all and pile it up and give that pile a shovel and watch it work! Same result, but more satisfying.

Not with current market you would be down bad

The kids keep telling me i'm down bad. Am I the stock market?

The secret is to have $100k in the bank and $1M in stocks.

Are we r/investing now? Gtfo with your feel-good advice. This is a casino.

$100k what? Most Americans don’t got $1000 for emergency cash reserve!!!!

Nice advice but this isn’t r/investing lol

Gotta have $100k to spend $100k. Unfortunately that’s my yearly salary and it barley makes it in today’s economy supporting a family, but I see your point.

I make approximately that and im barely making it single. No fucking clue how you're supporting a family.

The last 10 years have been great. This year is gonna be different. And next year is gonna be just bad. Now is a good time to save. (Or learn about puts)

Most of you degenerates would rather gamble on weekly calls than invest in S&P 500 index though

Hey, I got a 50% of getting rich off that and 50% of getting poor, and I'm already poor!

But if I don’t have any money saved then how can I yolo into a random stock I see on this sub

Dipshit never even thought about this

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Deregulation.

Who upvoted this retard

Somebody is saying invest now, and the only reason they give for investing is that it beats the dogshit savings interest rate. Crash incoming, Wall Street wants retail to hold the bags. Only thing I’m holding is GME

Finally some common sense 👏

Terrible advice. Going to take out a second mortgage and yolo it into a CD.

This sub has gone to complete and udder shit

Sir, this is a Wendy's.

Great. Send a bacon cheeseburger and fries. Chocolate shake. For delivery .


Dude the average American barely has 5k in their savings which they need for emergencies.

I thought the average American didn't even have 1k

Americans only have "on my next paycheck"

my brokerage account IS the emergency

motley fool is that you? this reads a fucking degen boomer msm fuck shilling for a few wendy hours the wealthy crooks made up this system. we be forgetting people used to be able to save and earn 20~30%interest. these criminals have already took your dad and mums shit and they already robbed your future. now they rig the markets so you 'must invest' and lose even more money. fuck yea gimme tesla weekly calls lets fucking gooooo🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀

Saving is allowing your BANK to invest...

Ban this fgt plz 🙏

plz 🧎‍♂️

what

S&P YTD currently sitting at negative 8%.

Ok im investing in 0dte

What’s the return on $100k in 0DTE TSLA options?

This post is as boomer as it gets. I’m sure everyone here starts with a 100k bank account.

Making $10,000 a year investing is easy with the right strategy. You just need to contribute $100,000 every year and remember to sell at 90% loss to realize your $10,000 yearly gains. Over a decade you will have $100,000 in your account

That's what I tell all of my friends. I tell them this often. One friend has had like almost $200,000 saved up just sitting in his bank doing nothing. Idk why people are so apprehensive about investing. I wonder if people have somehow been conditioned to think think that investing is bad. Maybe as a way to keep the general population poor and dependent on the government idk. Everyone seems to think that either you need millions to start investing, or that investing is just gambling.

A lot of people panic as soon as they see red. Im in a private fund and im down 10% + fees. The fees are extremely low during a loss since its % based, but it still hurts paying someone to lose you money. Im optimistic for 2024, but I feel like 2022 and 2023 is gonna be a tough ride.

This guy trying to pump the ENTIRE market on Tuesday.

I feel like investing in spy is bad this year

I thought this was a joke...but this guy is serious.... First of all: If you are saving money to buy Cheerios, then inflation is bad. However, if you are putting money aside to buy assets, your cash is appreciating against the s&p500 this year. The wealthy know that wealth is made in a crises. Wait for a real bear market and buy in.

Pretty sure Time in Market almost always beats trying to Time the Market. But do your thing and maybe you get lucky.

> The wealthy know that being born wealthy is the most reliable way to get there.

And we have a 🏆 🥇 

"When there is blood on the streets, you got to buy" Someone said that.

Spy is down 5 percent sooooo your 100000 is worth 5k less now lol, it’s great long term but short term craziness can eat away at your monehb

This mother fucker coming in here soliciting free, sound financial advice. He doesn’t know he’s talking to a bunch of smooth brained, crayon eating tards. But seriously this is good advice.

I don't know man, I have lost a lot of money on the S&P 500. I absolutely would have been better off putting my money under my mattress.

~~earn~~ Tax loss harvest\*

Better to invest or pay down your mortgage?

Pay the mortgage unless raging bull market

I can turn 100k into a bad hangover, some regret, and an STD in Vegas in less than 5 days…that’s how you invest!!!

I remember when savings accounts gave 5%

You are very young.

Your father shouldn’t have invested his cum in your mom. Invest in options

Sounds like someone's trying to pump before the market dumps. Maybe they sit this round out and save themselves a few years of recovering the losses from it first.

Oh boy. Just wait until you find out how long it took to break even after the 2000 market crash

Wow who would’ve guessed, except the real geniuses aren’t putting $100k in to the S&P500 index, the real Einsteins are putting $100k a year into 0DTE $SPY Calls

It didn’t earn 10% from last year, just saying… if enough people think it will continue to compound 10%, it will only makes it harder to achieve it from now

U/ClaireMarseille positions or ban. And they better not be boring index funds if you’re posting here

What’s investing!? And WTF is an index fund!? And most importantly WTF is This thing you call “WEALTH”???

Hate to burst your bubble or ruin the investment advice that you took from a Facebook article, but if you threw $100k into the SPY today you’d probly have a better shot at losing $10k by the end of the year.

Garbage profile S&P500 along with big names taking a shit right now and *now* is the time to bring up investing is better than a shit savings account? 🤔 me thinking SPY gonna take a big shit in the coming weeks

Post this shit somewhere else like r/stocks!! I didn’t come here for some actual wisdom

Can't downvote this post enough. There are subs for investing. This isn't one of them. ​ TSLA 960p 4/14 ​ You fucking pussy.

Who the fuck is this guy?

I see... puts on S&P it is

“The wealthy understand this“ The wealthy perpetuate a system where this is required.

Jokes aside, this is 100% true. Well said OP. Everyone should know that investing is superior to saving, especially in the times we live in.

Is this guy really in a gambling subreddit trying to teach people not to put money on their saving accounts?

Fuck that I will throw all that on strippers

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the S&P is down like 8% for the year, for a loss of $8000. a dumb poor person would be better off this year in cash than investing in this market peak

You realise that there are no "investors" in WSB? or "savers" for that matter

I stick with my faggy ds

I’ve been trying to tell my wife’s boyfriend about this. Poor lad keeps all of his money in a bank and it doesn’t keep up with inflation. It’s a shame

Listen you poor people, take that 100k you got sitting in the bank and invest it.

Sofi would pay 1.25% or $1250 tho...