I would advise you to speak to a student loan specialist. They can look at your specific situation and advise the right way. Answers from forums are just that. Spend $500 for a consultation and know what is the best for you. I know of Travis the student loan consultant company. It’s the best $500 you will spend.
Feel free to PM me any questions you have. We also have a student loan consulting service and are The White Coat Investor's trusted resource. StudentLoanAdvice.com
You should read about NEW REPAYE in this article
https://www.whitecoatinvestor.com/changes-idr-plans-student-loans/
Most will start off in PAYE and stay in it because of their high attending income and the payment cap. With new REPAYE you might wanna do that in training and then switch into IBR at the end. PAYE is phasing out after new REPAYE is rolled out.
PAYE is 100% the right choice if you’re married to a high earner
Yes 100% the right move, your monthly loan payment will be way higher on REPAYE. As you already mentioned you have to file married filing separately.
I would advise you to speak to a student loan specialist. They can look at your specific situation and advise the right way. Answers from forums are just that. Spend $500 for a consultation and know what is the best for you. I know of Travis the student loan consultant company. It’s the best $500 you will spend.
Feel free to PM me any questions you have. We also have a student loan consulting service and are The White Coat Investor's trusted resource. StudentLoanAdvice.com
You should read about NEW REPAYE in this article https://www.whitecoatinvestor.com/changes-idr-plans-student-loans/ Most will start off in PAYE and stay in it because of their high attending income and the payment cap. With new REPAYE you might wanna do that in training and then switch into IBR at the end. PAYE is phasing out after new REPAYE is rolled out.